Hampshire County and Northampton City property record for 157 Prospect Ave, Northampton, MA 01060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,304 sqft · built 1964 |
| Lot Size | 0.245 acres (10,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Aug 2021) |
| Tax Bill | $7,664 (2025) |
| Deeds & Mortgages | Aug 2021 Sale Nov 2020 Line of Credit |
| APN | NHAM M:018C B:0062 L:0001 |
| Primary APN | NHAM M:018C B:0062 L:0001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Basement Area | 345 sqft |
| Unfinished Basement | 345 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,672 sqft (0.245 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating Fuel | Electric |
|---|
| Street Address | 157 PROSPECT AVE |
|---|---|
| City | NORTHAMPTON |
| State | MA |
| Zip | 01060-1629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | URB |
| Legal Block | 62 |
| Legal Lot Number | 1 |
| Jurisdiction | NORTHAMPTON MA |
| Township / Civil Division | NORTHAMPTON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 821601 |
157 Prospect Ave is owned and occupied by an individual who bought it in August 2021.
Source: Hampshire County and Northampton City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 157 PROSPECT AVE, NORTHAMPTON, MA 01060-1629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2021 | Warranty Deed, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage · Line of Credit FREEDOM CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on File |
| Deed Sale | Aug 26, 2021 · Amount on File |
| Prior Sale | Apr 1, 1983 · Amount on File |
| Deed Document Number | 2021209 |
| Deed Book / Page | 14240 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Recording Date | Aug 26, 2021 |
| Property Address | 157 PROSPECT AVE, NORTHAMPTON, MA 01060-1629 |
| Document Number | 14240-107 |
| Book / Page | 14240 / 107 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 21209 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25440 BECKY LN, LOS ALTOS HILLS, CA 94022-4520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON MA |
| Property Address | 157 PROSPECT AVE, NORTHAMPTON, MA 01060-1629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13874-197 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 13874/197 |
| Instrument | 25389 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 157 Prospect Ave was $7,664.
Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| Municipality | Northampton City |
| Unified School District | Northampton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,664.00 | $550,200 Land $244,900 Building $305,300 | $677,350 (+7.75%) |
| 2024 | $628,615 | ||
| 2023 | $7,118.00 | $449,400 Land $202,400 Building $247,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 157 Prospect Ave; there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–1987) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1987 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Prospect Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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