176 Otsego Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 176 Otsego Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.11 acres (4,791 sqft)
Owner	Individual Name on File
Last Sale	$469,500 (Mar 2026)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026941-3580`

Property Details

APN / Parcel Number

Primary APN	`026941-3580`

Exterior

Year Built	Built 2026
Lot Area	4,791 sqft (0.11 acres)

Location & Zoning

Street Address	176 OTSEGO LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	123/61-68 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 3 LOT 358 OR6314/1378
Legal Block	1
Legal Lot Number	358
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records · APN 026941-3580

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	176 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2026 · Amount on Record
Deed Sale	Mar 02, 2026 · Amount on Record
Prior Sale	May 06, 2025 · Amount on Record
Deed Document Number	202617193
Deed Book / Page	6314 / 1378
Record Updated	Sep 20, 2026

March 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 02, 2026
Property Address	176 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322
Document Number	0063141378
Book / Page	6314 / 1378
Map Reference	MB 123 PG 61
Instrument Date	Feb 19, 2026
Instrument	2026017193
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,286.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 OTSEGO LN, ST AUGUSTINE, FL 32092-1322

Mortgage

Document Number	0063141382
Date	Mar 02, 2026
Instrument	6314/1382

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+11.11%) Land $100,000	$100,000 (+11.11%) Land $100,000
2025	$1,212.00	$90,000	$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.