St. Johns County property record for 171 Otsego Ln, Saint Augustine, FL 32092 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 2026 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $442,500 (Mar 2026) |
| Tax Bill | $1,212 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026941-3640 |
| Primary APN | 026941-3640 |
|---|
| Year Built | Built 2026 |
|---|---|
| Lot Area | 9,147 sqft (0.21 acres) |
| Street Address | 171 OTSEGO LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 123/61-68 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 3 LOT 364 OR6314/1266 |
| Legal Block | 1 |
| Legal Lot Number | 364 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20908 |
Source: St. Johns County records · APN 026941-3640
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 171 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2026 · Amount on Record |
| Deed Sale | Mar 02, 2026 · Amount on Record |
| Prior Sale | Mar 28, 2025 · Amount on Record |
| Deed Document Number | 202617178 |
| Deed Book / Page | 6314 / 1266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 171 OTSEGO LN, SAINT AUGUSTINE, FL 32092-1322 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3151 BLUE HERON DR N, JACKSONVILLE, FL 32223-2706 |
| Document Number | 0063141270 |
|---|---|
| Date | Mar 02, 2026 |
| Book Page | 6314/1270 |
| Instrument | 2026017179 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33126 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 (+11.11%) Land $100,000 | $100,000 (+11.11%) Land $100,000 | |
| 2025 | $1,212.00 | $90,000 | $90,000 Land $90,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 110 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 413 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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