176 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 176 Ocean St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 3,831 sqft · built 1900
Lot Size	0.162 acres (7,048 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Aug 2019)
Tax Bill	$10,181 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:565 S:016`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:565 S:016`
Alternative APN	`LYNN M:093 B:565 L:016`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,831 sqft Living Area
Gross Area	7,022 sqft
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,048 sqft (0.162 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	176 OCEAN ST
City	LYNN
State	MA
Zip	01902-3147
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Subdivision	COLONIAL VILLAGE CONDO
Legal Block	565
Legal Lot Number	16
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3005
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	176 OCEAN ST, LYNN, MA 01902-3147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Quit Claim Deed, Transfer · Line of Credit BROTHERHOOD CU
Nov 20, 2020	Quit Claim Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Aug 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 30, 2019 · Amount on Record
Deed Sale	Aug 30, 2019 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Last Transfer Date	Apr 24, 2024
Transfer Doc	042088-148
Record Updated	Sep 20, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 29, 2024
Property Address	176 OCEAN ST, LYNN, MA 01902-3147
Document Number	042088-148
Book / Page	42088 / 148
Instrument Date	Apr 24, 2024
Instrument	20240429000050
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	176 OCEAN ST, LYNN, MA 01902-3147

Mortgage

Document Number	042088-150
Date	Apr 29, 2024
Book Page	42088/150
Instrument	20240429000060

Lender

Name	BROTHERHOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Nov 20, 2020
Property Address	176 OCEAN ST, LYNN, MA 01902-3147
Document Number	39203-359
Book / Page	39203 / 359
Instrument Date	Nov 4, 2020
Instrument	20201120000840
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	176 OCEAN ST, LYNN, MA 01902-3147
Investor	Possibly a Property Investor

Mortgage

Document Number	39203-362
Date	Nov 20, 2020
Book Page	39203/362
Instrument	20201120000850

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Aug 30, 2019
Property Address	176 OCEAN ST, LYNN, MA 01902-3147
Document Number	37802-359
Book / Page	37802 / 359
Instrument Date	Aug 30, 2019
Instrument	20190830003480
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 OCEAN ST, LYNN, MA 01902-3147

Mortgage

Document Number	190830003490
Date	Aug 30, 2019
Instrument	190830003490

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,181.00 (+2.73%)	$982,739 (+4.42%) Land $231,100 Building $751,639
2024	$9,910.00 (+1.58%)	$941,100 (+7.55%) Land $244,900 Building $696,200
2023	$9,756.00	$875,000 Land $226,900 Building $648,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile USA.

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