169 Ocean St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 169 Ocean St, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	3 bd · 1.5 ba · 2,182 sqft · built 1860
Lot Size	0.297 acres (12,946 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2022)
Tax Bill	$5,899 (2025)
Deeds & Mortgages	Jan 2023 Refinance Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:093 L:562 S:011-001`

Property Details

APN / Parcel Number

Primary APN	`B:093 L:562 S:011-001`
Alternative APN	`LYNN M:093 B:562 L:011 S:001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	2,799 sqft
Basement Area	213 sqft
Unfinished Basement	213 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1963
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,946 sqft (0.297 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	169 OCEAN ST
City	LYNN
State	MA
Zip	01902-3142
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Block	562
Legal Lot Number	11
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	3
Census Block	3006
Census Tract	206600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Diamond Historic District listed 1996 · 590 contributing resources · NRIS 96001040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 OCEAN ST, LYNN, MA 01902-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE TRUST CO
Jan 18, 2022	Fiduciary Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Jan 26, 2004 · Amount on Record
Deed Book / Page	40664 / 332
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	169 OCEAN ST, LYNN, MA 01902-3142
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041410-62
Date	Jan 24, 2023
Book Page	41410/62
Instrument	20230124000550

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LYNN MA
Recording Date	Jan 18, 2022
Property Address	169 OCEAN ST, LYNN, MA 01902-3142
Document Number	040664-332
Book / Page	40664 / 332
Instrument Date	Jan 18, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	169 OCEAN ST, LYNN, MA 01902-3142

Mortgage

Document Number	0040664337
Date	Jan 18, 2022
Instrument	40664/337

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,899.00 (+4.61%)	$569,400 (+6.33%) Building $569,400	$568,195
2024	$5,639.00 (+3.98%)	$535,500 (+10.09%) Building $535,500
2023	$5,423.00	$486,400 Building $486,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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