176 N Main St, Camden, OH 45311 Property Records

Preble County property record for 176 N Main St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,259 sqft · built 1967
Lot Size	0.158 acres (6,865 sqft)
Owner	Individual Name on Record
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Mar 2016 Mortgage Dec 2016 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`J30-0002-008-00-042-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-008-00-042-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,259 sqft Living Area
1st Floor Area	1,273 sqft
2nd Floor Area	893 sqft
Upper Floors Area	372 sqft
Basement Area	893 sqft
Unfinished Basement	893 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1974
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,865 sqft (0.158 acres)
Lot Dimensions	132 ft deep x 52 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	563 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	176 N MAIN ST
City	CAMDEN
State	OH
Zip	45311-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 282
Legal Subdivision	HUFFMANS SUBDIVISION
Legal Lot Number	282
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1070
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	176 N MAIN ST, CAMDEN, OH 45311-1121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 29, 2026	Transfer on Death Deed, Transfer
Jan 29, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 28, 2026
Transfer Doc	00475/1037
Record Updated	Sep 20, 2026

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	176 N MAIN ST, CAMDEN, OH 45311-1121
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00358/2315
Date	Mar 23, 2016
Book Page	358/2315
Instrument	201600001167

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2046

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	176 N MAIN ST, CAMDEN, OH 45311-1121
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00367/1027
Date	Dec 29, 2016
Book Page	367/1027
Instrument	201600005696

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 29, 2026
Property Address	176 N MAIN ST, CAMDEN, OH 45311-1121
Document Number	00475/1039
Book / Page	475 / 1039
Instrument Date	Jan 28, 2026
Instrument	202600000382
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 N MAIN ST, CAMDEN, OH 45311-1121

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PREBLE OH
Recording Date	Jan 29, 2026
Property Address	176 N MAIN ST, CAMDEN, OH 45311-1121
Document Number	00475/1037
Book / Page	475 / 1037
Instrument Date	Jan 28, 2026
Instrument	202600000381
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 N MAIN ST, CAMDEN, OH 45311-1121

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,785.00 (-1.92%) Homeowner's exemption	$56,600 (-) Land $5,810 Building $50,790
2024	$1,820.00 (-0.76%) Homeowner's exemption	$56,600 (-) Land $5,810 Building $50,790
2023	$1,834.00 (+15.35%) Homeowner's exemption	$56,600 (+19.16%) Land $5,810 Building $50,790	$161,700 (-) Land $16,600 Building $145,100
2022	$1,590.00 Homeowner's exemption	$47,500 Land $5,360 Building $42,140
2020			$161,700 Land $16,600 Building $145,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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