173 N Main St, Camden, OH 45311 Property Records

Preble County property record for 173 N Main St, Camden, OH 45311

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,642 (2025)
Deeds & Mortgages	Jun 2019 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J30-0002-008-00-059-000`

Property Details

APN / Parcel Number

Primary APN	`J30-0002-008-00-059-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,460 sqft Living Area
1st Floor Area	1,460 sqft
Upper Floors Area	1,460 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	273 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	173 N MAIN ST
City	CAMDEN
State	OH
Zip	45311-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 290
Legal Subdivision	THE VILLAGE OF CAMDEN
Legal Lot Number	290
Jurisdiction	PREBLE OH
Township / Civil Division	SOMERS
Census Block Group	1
Census Block	1058
Census Tract	470102

Owner

Source: Preble County records, as of March 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	814 OLD NORSE DR, EATON, OH 45320-2530
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2019	Deed of Trust, Mortgage · ARM SOMERVILLE BANK
May 13, 2019	Intrafamily Transfer, Transfer SOUTHWESTERN LAND TITLE, SOUTHWESTERN OHIO TITLE
Jul 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 10, 2019
Transfer Doc	392/1032
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	173 N MAIN ST, CAMDEN, OH 45311-1120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OHIO TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	393/2139
Date	Jun 24, 2019
Book Page	393/2139
Instrument	201900002726

Lender

Name	SOMERVILLE BANK
Type	Bank
Address	EATON, OH 45320

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	16%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PREBLE OH
Recording Date	May 13, 2019
Property Address	173 N MAIN ST, CAMDEN, OH 45311-1120
Document Number	392/1032
Book / Page	392 / 1032
Instrument Date	May 10, 2019
Instrument	201900001988
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SOUTHWESTERN LAND TITLE, SOUTHWESTERN OHIO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 OLD NORSE DR, EATON, OH 45320-2530

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 6, 2018
Property Address	173 N MAIN ST, CAMDEN, OH 45311-1120
Document Number	383/1427
Book / Page	383 / 1427
Instrument Date	Jul 6, 2018
Instrument	201800002854
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 OLD NORSE DR, EATON, OH 45320-2530

Tax Assessment & Valuation

Source: Preble County assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Camden Village
County	Preble County
County Subdivision	Somers Township
Unified School District	Preble Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 (-1.26%)	$41,620 (-) Land $7,390 Building $34,230
2024	$1,663.00 (+0.48%)	$41,620 (-) Land $7,390 Building $34,230
2023	$1,655.00 (+13.59%)	$41,620 (+20.71%) Land $7,390 Building $34,230	$118,900 (-) Land $21,100 Building $97,800
2022	$1,457.00	$34,480 Land $6,790 Building $27,690
2020			$118,900 Land $21,100 Building $97,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAMDEN serves 2,050 people · EPA ID OH6800112
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Brightspeed.

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