Kent County property record for 176 N Bay Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 800 sqft · built 1935 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Sep 2007) |
| Tax Bill | $1,663 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 2-00-097.16-01-50.00-000 |
| Primary APN | 2-00-097.16-01-50.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 172 ft deep x 70 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Porch | Porch |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 6969 |
|---|---|
| Street Address | 176 N BAY DR |
| City | DOVER |
| State | DE |
| Zip | 19901-7006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | KITTS HUMMOCK LOT 12 176 NORTH BAY DRIVE |
| Legal Subdivision | KITTS HUMMOCK - NORTH |
| Legal Lot Number | 12 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 43202 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 HUMMINGBIRD DR, TRENTON, NJ 08690-3558 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2007 · Amount on Record |
| Deed Sale | Sep 19, 2007 · Amount on Record |
| Deed Document Number | 2007103761 |
| Deed Book / Page | 4053 / 311 |
| Prior Transfer Date | Dec 21, 2004 |
| Prior Transfer Doc | 0000001672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 2, 2026 |
| Property Address | 176 N BAY DR, DOVER, DE 19901-7006 |
| Document Number | 0000539222 |
| Book / Page | 14286 / 154 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 2026539222 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 176 N BAY DR, DOVER, DE 19901-7006 |
| Document Number | 0000539222, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 14286/154 |
| Instrument | 2026539222 |
| Name | CITADEL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Unified School District | Caesar Rodney School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,663.00 (+23.28%) | $340,000 (-) Land $274,200 Building $65,800 |
| 2025 | $1,349.00 (+273.68%) | $340,000 (+2,277.62%) Land $274,200 Building $65,800 |
| 2023 | $361.00 | $14,300 Land $4,700 Building $9,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 76 (1980–2025) |
| Claims Outside the SFHA | 7 of 76 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 75% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KITTS HUMMOCK IMPROVEMENT ASSOC private · serves 305 people · EPA ID DE0000545 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 7 ppb (2013–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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