122 N Bay Dr, Dover, DE 19901 Property Records

Kent County property record for 122 N Bay Dr, Dover, DE 19901

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,112 sqft · built 2017
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jul 2015)
Tax Bill$2,788 (2026)
Deeds & MortgagesOct 2017 Loan Modification
Flood ZoneZone AE (high risk)
APN2-00-097.16-01-55.00-000

Property Details

APN / Parcel Number

Primary APN2-00-097.16-01-55.00-000
Alternative APNs
  • ED00097.160155.00/000
  • 9155

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions215 ft deep x 50 ft wide
View / LotMajor Street/Thoroughfare
PorchSlab
Porch Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number9155
Street Address122 N BAY DR
CityDOVER
StateDE
Zip19901-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionKITTS HUMMOCK LOT 7 122 NORTH BAY DRIVE
Legal SubdivisionKITTS HUMMOCK - NORTH
Legal Lot Number7
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1074
Census Tract43202

Owner

122 N Bay Dr is owned by two individuals who bought it in July 2015.

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address611 SOUTHGATE RD, ABERDEEN, MD 21001-1616
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2015 · Amount on File
Deed SaleJul 8, 2015 · Amount on File
Deed Document Number2015278063
Deed Book / Page7700 / 208
Record UpdatedOct 29, 2026

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Property Address122 N BAY DR, DOVER, DE 19901-7006
Document Number0000330223
Book / Page008882 / 000265
Instrument DateOct 2, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 N BAY DR DOVER DE 19901, DOVER, DE 19901

Mortgage

Document Number0000330223
DateNov 14, 2017
Book Page008882/000265
Instrument330223
Lender
NameFULTON BK NA
AddressEAST PETERSBURG, PA 17520
Agreement
AmountAmount on Record
Term180 Months
DueNov 13, 2032
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

The 2026 property tax bill for 122 N Bay Dr was $2,788, up 23.3% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictCaesar Rodney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,788.00 (+23.25%)$570,200 Land $293,500 Building $276,700
2025$2,262.00
2023$1,258.00$49,800 Land $5,300 Building $44,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 N Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Nearby Flood Policies80 in force
Nearby Flood Claims76 (1980–2025)
Claims Outside the SFHA7 of 76
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Coastal Storm, Jan 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 N Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 75% of Delaware
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKITTS HUMMOCK IMPROVEMENT ASSOC
private · serves 305 people · EPA ID DE0000545
Water SourceGroundwater
Last State InspectionApr 2024
Lead7 ppb (2013–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N Bay Dr

Nearby Streets

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