Macon County property record for 176 Main Trce, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,146 sqft · built 1996 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $347,000 (Jul 2021) |
| Tax Bill | $1,365 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6593484511 |
| Primary APN | 6593484511 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,146 sqft Heated Area |
| 1st Floor Area | 2,146 sqft |
| Basement Area | 919 sqft |
| Unfinished Basement | 919 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 150202 |
|---|---|
| Street Address | 176 MAIN TRCE |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 5 DOWDLE TRACE |
| Legal Subdivision | DOWDLE TRACE |
| Legal Lot Number | 5 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970600 |
176 Main Trce is owned and occupied by an individual who bought it in July 2021.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 MAIN TRCE, FRANKLIN, NC 28734-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Mar 21, 2003 · Amount on File |
| Deed Document Number | 20217186 |
| Deed Book / Page | 41 / 1753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 176 MAIN TRCE, FRANKLIN, NC 28734-4629 |
| Document Number | C41/1753 |
| Book / Page | C-41 / 1753 |
| Map Reference | CARD 929 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021007186 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $694.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 MAIN TRCE, FRANKLIN, NC 28734-4629 |
| Document Number | 2021007187 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021007187 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2026 property tax bill for 176 Main Trce was $1,365.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,365.00 | $384,700 Land $45,700 Building $339,000 | $384,700 Land $45,700 Building $339,000 |
| 2025 | $1,365.00 | ||
| 2023 | $1,353.00 | $384,700 Land $45,700 Building $339,000 | $384,700 Land $45,700 Building $339,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Main Trce in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Main Trce is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures