175 Main Trce, Franklin, NC 28734 Property Records

Macon County property record for 175 Main Trce, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,103 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2026)
Tax Bill	$1,722 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6593484722`

Property Details

APN / Parcel Number

Primary APN	`6593484722`
Alternative APNs	`0115613` `149410`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,103 sqft Heated Area
1st Floor Area	1,922 sqft
Upper Floors Area	1,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	149410
Street Address	175 MAIN TRCE
City	FRANKLIN
State	NC
Zip	28734-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 10 DOWDLE TRACE
Legal Subdivision	DOWDLE TRACE
Legal Lot Number	10
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 27, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 27, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 25, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
May 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20266162
Deed Book / Page	R- / 44.569
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 24, 2026
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	0000006162
Book / Page	44 / 569
Instrument Date	Sep 21, 2026
Instrument	20266162
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629

Mortgage

Document Number	0000006163,
Date	Sep 24, 2026
Instrument	20266163

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 27, 2021
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	0000W40/55
Book / Page	W-40 / 55
Instrument Date	Apr 21, 2021
Instrument	2021004073
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629

Mortgage

Document Number	2021004074
Date	Apr 27, 2021
Instrument	2021004074

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Apr 27, 2021
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	0000W40/52
Book / Page	W-40 / 52
Map Reference	PL 929
Instrument Date	Apr 21, 2021
Instrument	2021004072
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Apr 27, 2021
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	0000W40/49
Book / Page	W-40 / 49
Map Reference	CARD 929
Instrument Date	Apr 20, 2021
Instrument	2021004071
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Nov 25, 2019
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	00P39/0093
Book / Page	P-39 / 0093
Instrument Date	Nov 21, 2019
Instrument	2019008221
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 MAIN STREET, FRANKLIN, NC 28734-3032

Mortgage

Document Number	2019008222
Date	Nov 25, 2019
Instrument	2019008222

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	May 20, 2019
Property Address	175 MAIN TRCE, FRANKLIN, NC 28734-4629
Document Number	00E39/2439
Book / Page	E-39 / 2439
Instrument Date	May 7, 2019
Instrument	2019003052
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 MAIN TRCE, 175, FRANKLIN, NC 28734-4629

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	301 HIDEAWAY ACRES, CANTON, GA 30115-3492

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,722.00	$494,790 (-) Land $44,500 Building $450,290	$494,790 (-) Land $44,500 Building $450,290
2025	$1,722.00 (+0.7%)	$494,790 (-) Land $44,500 Building $450,290	$494,790 (-) Land $44,500 Building $450,290
2023	$1,710.00	$494,790 Land $44,500 Building $450,290	$494,790 Land $44,500 Building $450,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main Trce

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