176 Lofton Cir, Delaware, OH 43015 Property Records

Delaware County property record for 176 Lofton Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,384 sqft · built 2002
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Apr 2008)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`519-441-15-011-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-15-011-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,384 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	992 sqft
Upper Floors Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	176 LOFTON CIR
City	DELAWARE
State	OH
Zip	43015-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8052 KENSINGTON PLACE SEC5
Legal Subdivision	KENSINGTON PLACE SEC5
Legal Lot Number	8052
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3019
Census Tract	10200

Owner

176 Lofton Cir is owned and occupied by an individual who acquired it in September 2016.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	176 LOFTON CIR, DELAWARE, OH 43015-9156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2008 · Amount on File
Deed Sale	Apr 9, 2008 · Amount on File
Prior Sale	Sep 5, 2002 · Amount on File
Deed Document Number	200810238
Deed Book / Page	841 / 909
Last Transfer Date	Sep 28, 2016
Transfer Doc	0000029782
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	176 LOFTON CIR, DELAWARE, OH 43015-9156
Document Number	0000021430
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	LANDSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 LOFTON CIR DELAWARE OH 430159156, DELAWARE, OH 43015-9156

Mortgage

Document Number	0000021430
Date	Jun 19, 2020
Book Page	001738/000754
Instrument	21430

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 18, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 176 Lofton Cir was $5,533, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,533.00 (+5.35%)	$111,240 (-) Land $19,780 Building $91,460	$317,800 Land $56,500 Building $261,300
2024	$5,252.00 (-0.17%) Homeowner's exemption	$111,240 (-) Land $19,780 Building $91,460
2023	$5,261.00 Homeowner's exemption	$111,240 Land $19,780 Building $91,460	$317,800 Land $56,500 Building $261,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Lofton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Lofton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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