165 Lofton Cir, Delaware, OH 43015 Property Records

Delaware County property record for 165 Lofton Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,151 sqft · built 2002
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jul 2009)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-441-14-016-000`

Property Details

APN / Parcel Number

Primary APN	`519-441-14-016-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,151 sqft Living Area
Gross Area	3,117 sqft
1st Floor Area	1,131 sqft
Upper Floors Area	1,020 sqft
Basement Area	566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	165 LOFTON CIR
City	DELAWARE
State	OH
Zip	43015-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8026 KENSINGTON PLACE SEC5
Legal Subdivision	KENSINGTON PLACE SEC5
Legal Lot Number	8026
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3018
Census Tract	10200

Owner

165 Lofton Cir is owned and occupied by two individuals who bought it in July 2009.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 LOFTON CIR, DELAWARE, OH 43015-9157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Construction Mortgage BUCKEYE STATE BANK
Oct 9, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2009 · Amount on File
Deed Sale	Jul 2, 2009 · Amount on File
Prior Sale	Dec 27, 2007 · Amount on File
Deed Document Number	200922523
Deed Book / Page	914 / 254
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	165 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LOFTON CIR, DELAWARE, OH 43015-9157

Mortgage

Document Number	0000008426
Date	Apr 30, 2024
Book Page	2088/240
Instrument	202400008426

Lender

Name	BUCKEYE STATE BANK
Type	Bank
Address	POWELL, OH 43065

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	121 Months
Due	May 8, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	165 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027668
Date	Oct 9, 2018
Book Page	1599/2779
Instrument	201800027668

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	165 LOFTON CIR, DELAWARE, OH 43015-9157
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043160
Date	Oct 28, 2020
Book Page	1786/1134
Instrument	202000043160

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 165 Lofton Cir was $5,479, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,479.00 (+5.37%)	$110,150 (-) Land $19,780 Building $90,370	$314,700 Land $56,500 Building $258,200
2024	$5,200.00 (-0.19%) Homeowner's exemption	$110,150 (-) Land $19,780 Building $90,370
2023	$5,210.00 Homeowner's exemption	$110,150 Land $19,780 Building $90,370	$314,700 Land $56,500 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Lofton Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Lofton Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Bresco Broadband.

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