Schoharie County and Seward Town property record for 176 Hill Rd, Cobleskill, NY 12043
| Property Type | Mobile Home |
|---|---|
| Details | 480 sqft · built 1960 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Jul 2021) |
| Tax Bill | $3,656 (2026) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 55.-5-13 |
| Primary APN | 434400 55.-5-13 |
|---|---|
| Alternative APNs |
|
| Building Area | 480 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Mobile Home |
| Lot Area | 261,360 sqft (6 acres) |
| Lot Width | 450 ft Width |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 525J178052 |
|---|---|
| Street Address | 176 HILL RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6217 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RA |
| Legal Description | MOB HOME |
| Legal Block | 5 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 176 HILL RD, COBLESKILL, NY 12043-6217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2021 · Amount on Record |
| Deed Sale | Jul 2, 2021 · Amount on Record |
| Deed Document Number | 2021791717 |
| Deed Book / Page | 1142 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Jul 2, 2021 |
| Property Address | 176 HILL RD, COBLESKILL, NY 12043-6217 |
| Document Number | 0001142/67 |
| Book / Page | 1142 / 67 |
| Instrument Date | Jun 29, 2021 |
| Instrument | 791717 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15080 WRIGHT RD, ATHENS, AL 35611-8625 |
| Document Number | 0000791718 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 791718 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,656.00 (+9.72%) | ||
| 2025 | $3,332.00 (+33.44%) | $65,000 (-) Land $21,900 Building $43,100 | $158,537 (+21.95%) Land $53,415 Building $105,122 |
| 2023 | $65,000 Land $21,900 Building $43,100 | $130,000 Land $43,800 Building $86,200 | |
| 2020 | $2,497.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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