134 Hill Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 134 Hill Rd, Cobleskill, NY 12043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,520 sqft · built 1990
Lot Size	10.9 acres (478,289 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2020)
Tax Bill	$10,264 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`434400 55.-5-10.12`

Property Details

APN / Parcel Number

Primary APN	`434400 55.-5-10.12`
Alternative APNs	`440005500000050100120000` `525J202012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,520 sqft Living Area
1st Floor Area	1,920 sqft
2nd Floor Area	1,600 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	478,289 sqft (10.9 acres)
Lot Width	904 ft Width
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	920 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J202012
Street Address	134 HILL RD
City	COBLESKILL
State	NY
Zip	12043-6217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	5
Legal Lot Number	10.012
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	4
Census Block	4014
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 HILL RD, COBLESKILL, NY 12043-6217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE LLC
Feb 26, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on Record
Deed Sale	Jan 28, 2020 · Amount on Record
Prior Sale	Sep 19, 2011 · Amount on Record
Deed Document Number	2020772636
Deed Book / Page	1107 / 62
Last Transfer Date	Dec 23, 2020
Transfer Doc	0001132/59
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	134 HILL RD, COBLESKILL, NY 12043-6217
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002129/116
Date	Sep 26, 2025
Book Page	2129/116
Instrument	829958

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Feb 26, 2021
Property Address	134 HILL RD, COBLESKILL, NY 12043-6217
Document Number	0001132/59
Book / Page	1132 / 59
Instrument Date	Dec 23, 2020
Instrument	785147
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,264.00 (+9.73%)
2025	$9,354.00 (+18.42%)	$182,500 (-) Land $45,900 Building $136,600	$445,122 (+21.95%) Land $111,951 Building $333,171
2023		$182,500 Land $45,900 Building $136,600	$365,000 Land $91,800 Building $273,200
2020	$7,899.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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