Hopkins County property record for 176 Cross St, Mortons Gap, KY 42440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,175 sqft · built 2009 |
| Lot Size | 0.46 acres (20,039 sqft) |
| Owner | Individual Name on File |
| Last Sale | $22,800 (Sep 2008) |
| Tax Bill | $570 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | MGAP-22-10 |
| Primary APN | MGAP-22-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 20,039 sqft (0.46 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 42496 |
|---|---|
| Street Address | 176 CROSS ST |
| City | MORTONS GAP |
| State | KY |
| Zip | 42440-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 970900 |
176 Cross St is owned and occupied by an individual who bought it in September 2008.
Source: Hopkins County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 316, MORTONS GAP, KY 42440-0316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2008 · Amount on File |
| Deed Sale | Sep 4, 2008 · Amount on File |
| Deed Document Number | 2008503115 |
| Deed Book / Page | 0675 / 745 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 176 Cross St was $570 with a homeowner's exemption.
Source: Hopkins County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Mortons Gap City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $570.00 Homeowner's exemption | $106,600 | $106,600 |
| 2023 | $510.00 Homeowner's exemption | $91,600 | $91,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 176 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 176 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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