Hopkins County property record for 172 Cross St, Mortons Gap, KY 42440
| Property Type | Other |
|---|---|
| Details | 1,080 sqft · built 2010 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,000 (May 2023) |
| Tax Bill | $1,187 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MGAP-22-8 |
| Primary APN | MGAP-22-8 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,080 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 215 ft deep x 50 ft wide |
| Driveway | Gravel Driveway |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 60499 |
|---|---|
| Street Address | 172 CROSS ST |
| City | MORTONS GAP |
| State | KY |
| Zip | 42440-2003 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Local Zoning Code | RES |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | MADISONVILLE |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 970900 |
172 Cross St is owned by an individual who bought it in May 2023.
Source: Hopkins County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| May 26, 2023 | Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on File |
| Deed Sale | May 26, 2023 · Amount on File |
| Deed Document Number | 20235166 |
| Deed Book / Page | 813 / 745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Document Number | MTG1411/637 |
|---|---|
| Date | May 26, 2023 |
| Book Page | MTG 1411/637 |
| Instrument | 2023005168 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | May 26, 2023 |
| Property Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Document Number | DEED813/745 |
| Book / Page | DEED 813 / 745 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023005166 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Name | Verified Name |
|---|---|
| Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Document Number | MTG1411/613 |
|---|---|
| Date | May 26, 2023 |
| Book Page | MTG 1411/613 |
| Instrument | 2023005167 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 172 CROSS ST, MORTONS GAP, KY 42440-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001198/636 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 1198/636 |
| Instrument | 2017011975 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 172 Cross St was $1,187.
Source: Hopkins County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Municipality | Mortons Gap City |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,187.00 | $114,000 | $114,000 |
| 2023 | $488.00 Homeowner's exemption | $89,400 | $89,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 172 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 172 Cross St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269 |
|---|---|
| Water Source | Purchased surface water from SOUTH HOPKINS WATER DISTRICT |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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