Sagadahoc County and Phippsburg Town property record for 176 Cold Spring Farm Rd, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 768 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,917 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PHIP M:041 L:071-03 |
| Primary APN | PHIP M:041 L:071-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 500 sqft |
| Unfinished Basement | 500 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 2502 |
|---|---|
| Street Address | 176 COLD SPRING FARM RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 71-3 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
176 Cold Spring Farm Rd is owned by two individuals who acquired it in March 2024.
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 FULLER MOUNTAIN RD, PHIPPSBURG, ME 04562-4414 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2024 |
| Transfer Doc | 0000001410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 162 FULLER MOUNTAIN RD, PHIPPSBURG, ME 04562-4414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006136 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018R-06136 |
| Name | ANDROSCOGGIN BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Sep 14, 2038 |
The 2025 property tax bill for 176 Cold Spring Farm Rd was $1,917, up 4.9% from the year before.
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,917.00 (+4.87%) | $155,200 (-) Land $72,000 Building $83,200 |
| 2024 | $1,828.00 (+2.99%) | $155,200 (-) Land $72,000 Building $83,200 |
| 2023 | $1,775.00 (+12.99%) | $155,200 (-) Land $72,000 Building $83,200 |
| 2022 | $1,571.00 | $155,200 Land $72,000 Building $83,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 176 Cold Spring Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 176 Cold Spring Farm Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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