158 Cold Spring Farm Rd, Phippsburg, ME 04562 Property Records

Sagadahoc County and Phippsburg Town property record for 158 Cold Spring Farm Rd, Phippsburg, ME 04562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 812 sqft · built 2003
Lot Size	14.1 acres (614,196 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (Apr 2025)
Tax Bill	$9,978 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PHIP M:005 L:023`

Property Details

APN / Parcel Number

Primary APN	`PHIP M:005 L:023`
Alternative APN	`447`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	812 sqft Living Area
1st Floor Area	812 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	614,196 sqft (14.1 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	447
Street Address	158 COLD SPRING FARM RD
City	PHIPPSBURG
State	ME
Zip	04562-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEASON
Legal Lot Number	23
Jurisdiction	PHIPPSBURG ME
Township / Civil Division	PHIPPSBURG
Census Block Group	2
Census Block	2002
Census Tract	970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

158 Cold Spring Farm Rd is owned and occupied by an individual who bought it in April 2025.

Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	158 COLD SPRING FARM RD, PHIPPSBURG, ME 04562-4237
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA
Aug 31, 2020	Deed of Trust, Mortgage DONALD N WIGGIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2025 · Amount on File
Deed Sale	Apr 16, 2025 · Amount on File
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PHIPPSBURG ME
Recording Date	Apr 16, 2025
Property Address	158 COLD SPRING FARM RD, PHIPPSBURG, ME 04562-4237
Document Number	0000001760
Instrument Date	Apr 16, 2025
Instrument	2025R-01760
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001761
Date	Apr 16, 2025
Instrument	2025R-01761

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2032
Max Rate At Change	2.63%
Index	Other

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHIPPSBURG ME
Property Address	158 COLD SPRING FARM RD, PHIPPSBURG, ME 04562-4237
Document Number	0000006651
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TECHNOLOGY BLVD CANASTOTA NY 130323520, CANASTOTA, NY 13032-3520

Mortgage

Document Number	0000006651
Date	Sep 10, 2020
Instrument	6651

Lender

Name	DONALD N WIGGIN
Address	53 VILLAGE HILL RD, BELMONT, MA 02478-2118

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 158 Cold Spring Farm Rd was $9,978, up 5.6% from the year before.

Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Phippsburg Town
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,978.00 (+5.63%)	$807,900 (+0.75%) Land $602,500 Building $205,400
2024	$9,446.00 (+3.68%)	$801,900 (+0.69%) Land $602,500 Building $199,400
2023	$9,111.00 (+14.99%)	$796,400 (+1.72%) Land $602,500 Building $193,900
2022	$7,923.00	$782,900 Land $602,500 Building $180,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 158 Cold Spring Farm Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Mar 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 158 Cold Spring Farm Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cold Spring Farm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures