176 Co Rd 120, Saint Cloud, MN 56303 Property Records

Stearns County property record for 176 Co Rd 120, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1932
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Jul 2022)
Tax Bill	$1,078 (2026)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17-09179-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09179-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	944 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	720 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	154 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	176 COUNTY ROAD 120
City	SAINT CLOUD
State	MN
Zip	56303-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.32 A. PT SE4SW4 DAF: COM S4 COR- W565.5'-N295' TO POB-N357.5' TO CL RD-S73D W ALG CL RD 540'-S64D W ALG 169.4'- S55D W ALG
Legal Range	28W
Legal Township	125
Legal Section	34
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1009
Census Tract	901

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32514 RIVER VISTA LN, SAINT CLOUD, MN 56303-9564
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Aug 31, 2004 · Amount on Record
Deed Document Number	20221445171
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 2, 2022
Property Address	176 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Document Number	00A1637947
Instrument Date	Jul 26, 2022
Instrument	A1637947
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32514 RIVER VISTA LN, SAINT CLOUD, MN 56303-9564

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,078.00 (-24.3%)
2025		$128,100 (+5.69%) Land $75,400 Building $52,700	$128,100 (+5.69%) Land $75,400 Building $52,700
2023	$1,424.00	$121,200 Land $75,400 Building $45,800	$121,200 Land $75,400 Building $45,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20