148 Co Rd 120, Saint Cloud, MN 56303 Property Records

Stearns County property record for 148 Co Rd 120, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,174 sqft · built 1958
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Mar 2023)
Tax Bill	$2,372 (2026)
Deeds & Mortgages	Jun 2026 Transfer Mar 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-09183-0000`

Property Details

APN / Parcel Number

Primary APN	`17-09183-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	1,635 sqft
1st Floor Area	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	202,554 sqft (4.65 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Gazebo	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	148 COUNTY ROAD 120
City	SAINT CLOUD
State	MN
Zip	56303-4880
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-125-28 4.65A P/O SE4SW4 COM SE COR-N88D W ALG S LN 206.72' TO POB-N1D E 499.28'-N88D W 195'-N5D W 204.92' TO CL CTY RD 120
Legal Range	28W
Legal Township	125
Legal Section	34
Jurisdiction	STEARNS MN
Township / Civil Division	LE SAUK
Census Block Group	1
Census Block	1009
Census Tract	901

Owner

148 Co Rd 120 is owned and occupied by an individual who acquired it in March 2026.

Source: Stearns County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Mar 24, 2023	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Apr 27, 2020	Warranty Deed, Transfer
May 30, 2018	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	20231520103
Last Transfer Date	Mar 25, 2026
Transfer Doc	0001715050
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 12, 2026
Property Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Document Number	0001715050
Instrument Date	Mar 25, 2026
Instrument	20261715050
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4876
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 24, 2023
Property Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Document Number	00A1650522
Instrument Date	Mar 23, 2023
Instrument	A1650522
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 27, 2020
Property Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Document Number	00A1567484
Instrument Date	Apr 6, 2020
Instrument	A1567484
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880

May 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STEARNS MN
Recording Date	May 30, 2018
Property Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880
Document Number	00A1521461
Instrument Date	May 23, 2018
Instrument	A1521461
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 COUNTY ROAD 120, SAINT CLOUD, MN 56303-4880

Tax Assessment & Valuation

The 2026 property tax bill for 148 Co Rd 120 was $2,372 with a homeowner's exemption.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Le Sauk Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,372.00
2025		$300,700 Land $149,400 Building $151,300	$300,700 Land $149,400 Building $151,300
2023	$2,218.00	$270,500 Land $146,300 Building $124,200	$270,500 Land $146,300 Building $124,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 148 Co Rd 120 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1997–2001)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 4 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 148 Co Rd 120 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Intrepid Fiber Networks.

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