176 Clover St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 176 Clover St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,471 sqft · built 1950
Lot Size0.197 acres (8,601 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2022)
Tax Bill$4,789 (2026)
Deeds & MortgagesMar 2026 Transfer
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-025-00017

Property Details

APN / Parcel Number

Primary APN28-025-00017
Alternative APN
  • WORC M:28 B:025 L:00017

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,471 sqft Living Area
Gross Area2,756 sqft
1st Floor Area795 sqft
AtticAttic
Attic Area1,591 sqft
Basement Area795 sqft
Unfinished Basement795 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,601 sqft (0.197 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number28-025-00017
Street Address176 CLOVER ST
CityWORCESTER
StateMA
Zip01603-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal Block25
Legal Lot Number17
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2012
Census Tract733101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address176 CLOVER ST, WORCESTER, MA 01603-1311
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Quit Claim Deed, Transfer
Quitclaim
Oct 3, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Deed Book / Page68301 / 135
Last Transfer DateFeb 23, 2026
Transfer Doc073277-247
Record UpdatedOct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateMar 6, 2026
Property Address176 CLOVER ST, WORCESTER, MA 01603-1311
Document Number073277-247
Book / Page73277 / 247
Instrument DateFeb 23, 2026
Instrument17106
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 CLOVER ST, WORCESTER, MA 01603-1311

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateOct 3, 2022
Property Address176 CLOVER ST, WORCESTER, MA 01603-1311
Document Number068301-135
Book / Page68301 / 135
Instrument DateSep 30, 2022
Instrument107995
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address176 CLOVER ST, WORCESTER, MA 01603-1311

Mortgage

Document Number0000107996
DateOct 3, 2022
Instrument107996
Lender
NameROSS MORTGAGE COMPANY INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,789.00 (+3.17%)$360,600 (+2.47%) Land $104,200 Building $256,400$423,544 (+6.86%)
2025$4,642.00 (+6.42%)$351,900 (+15.68%) Land $98,100 Building $253,800$396,340 (+5.01%)
2024$377,435
2023$4,362.00$304,200 Land $85,300 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

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