174 Clover St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 174 Clover St, Worcester, MA 01603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 988 sqft · built 1958
Lot Size	0.468 acres (20,392 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Aug 2023)
Tax Bill	$4,413 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-025-00016`

Property Details

APN / Parcel Number

Primary APN	`28-025-00016`
Alternative APN	`WORC M:28 B:025 L:00016`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
Gross Area	2,113 sqft
1st Floor Area	988 sqft
Attic	Attic
Attic Area	1,568 sqft
Basement Area	746 sqft
Unfinished Basement	746 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,392 sqft (0.468 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	28-025-00016
Street Address	174 CLOVER ST
City	WORCESTER
State	MA
Zip	01603-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	25
Legal Lot Number	16
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2012
Census Tract	733101

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2 ELEANOR TER, CHERRY VALLEY, MA 01611-3259
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Dec 8, 2014
Deed Document Number	202370018
Deed Book / Page	69558 / 242
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 24, 2023
Property Address	174 CLOVER ST, WORCESTER, MA 01603-1354
Document Number	069558-242
Book / Page	69558 / 242
Instrument Date	Aug 24, 2023
Instrument	70018
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ELEANOR TER, CHERRY VALLEY, MA 01611-3259

Mortgage

Document Number	0000070019
Date	Aug 24, 2023
Instrument	70019

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	Sep 1, 2028
Max Rate At Change	1.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,413.00 (+3.69%)	$332,300 (+2.97%) Land $105,400 Building $226,900	$342,139 (-2.51%)
2025	$4,256.00 (+58.63%)	$322,700 (+72.47%) Land $99,100 Building $223,600	$350,930 (+5.18%)
2024			$333,640
2023	$2,683.00	$187,100 Land $86,200 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20