176 Ave Cabrillo, San Clemente, CA 92672 Property Records

Orange County property record for 176 Ave Cabrillo, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Feb 2015)
Tax Bill	$11,910 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`058-073-43`

Property Details

APN / Parcel Number

Primary APN	`058-073-43`

Exterior

Lot Area	4,000 sqft (0.092 acres)

Location & Zoning

Street Address	176 AVENIDA CABRILLO
City	SAN CLEMENTE
State	CA
Zip	92672-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	N TR 779 BLK 4 LOT 43
Legal Subdivision	TRACT 779
Legal Tract	779
Legal Block	4
Legal Lot Number	43
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	5
Census Block	5003
Census Tract	42108

Owner

176 Ave Cabrillo is owned and occupied by an individual who bought it in February 2015.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 16, 2019	Loan Modification, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Jul 2, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2015 · Amount on File
Deed Sale	Feb 13, 2015 · Amount on File
Prior Sale	Sep 17, 2012 · Amount on File
Deed Document Number	201580832
Prior Transfer Date	Jun 27, 1997
Prior Transfer Doc	0000315906
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423727
Date	Oct 28, 2019
Instrument	2019000423727

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039

Mortgage

Document Number	0000781234
Date	Dec 31, 2020
Instrument	2020000781234

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE CA
Property Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039
Document Number	0000423729
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	176 AVENIDA CABRILLO SAN CLEMENTE CA 926724039, SAN CLEMENTE, CA 92672-4039

Mortgage

Document Number	0000423729
Date	Oct 28, 2019
Instrument	423729

Lender

Name	ZIONS BANCORPORATION NA
Address	SALT LAKE CITY, UT 84130-0160

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	176 AVENIDA CABRILLO, SAN CLEMENTE, CA 92672-4039
Document Number	0000263235
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	176 AVENIDA CABRILLO SAN CLEMENTE CA 926724039, SAN CLEMENTE, CA 92672-4039

Mortgage

Document Number	0000263235
Date	Jul 19, 2018
Instrument	263235

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 176 Ave Cabrillo was $11,910.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,202,484 (+2%) Land $570,038 Building $632,446
2025	$11,910.00	$1,178,906 Land $558,860 Building $620,046
2023	$11,464.00 (+1.94%)	$1,133,129 Land $537,159 Building $595,970
2022	$11,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 176 Ave Cabrillo in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 176 Ave Cabrillo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,085 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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