154 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 154 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	2,503 sqft · built 2003
Lot Size	2.22 acres (96,747 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Sep 2020)
Tax Bill	$7,079 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R81781`

Property Details

APN / Parcel Number

Primary APN	`R81781`
Alternative APN	`O0214099`

Interior

Stories	1 Story
Building Area	2,503 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	2,503 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	96,747 sqft (2.22 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	552 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	154 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 267, ACRES 2.2210
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	267
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	950102

Owner

Source: Bastrop County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	154 ARBORS CIR, ELGIN, TX 78621-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit DEPARTMENT OF HOUSING & URBAN DEV
Nov 1, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage AUSTIN TELCO FCU
Sep 28, 2020	Vendor's Lien, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Prior Sale	Jun 1, 2012
Deed Document Number	202016737
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	202016737
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Recording Date	Jul 30, 2026
Property Address	154 ARBORS CIR, ELGIN, TX 78621-5636
Document Number	0000012853
Instrument Date	Jul 16, 2026
Instrument	202612853
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 ARBORS CIR, ELGIN, TX 78621-5636

Mortgage

Document Number	0000012853,
Date	Jul 30, 2026
Instrument	202612853

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Oct 1, 2050

Interest

Rate	6.47%
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	154 ARBORS CIR, ELGIN, TX 78621-5636
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 ARBORS CIR, ELGIN, TX 78621-5636

Mortgage

Document Number	0202217555
Date	Aug 9, 2022
Instrument	202217555

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	154 ARBORS CIR, ELGIN, TX 78621-5636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201716008
Date	Nov 1, 2017
Instrument	201716008

Lender

Name	AUSTIN TELCO FCU
Type	Credit Union
Address	AUSTIN, TX 78757

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Sep 28, 2020
Property Address	154 ARBORS CIR, ELGIN, TX 78621-5636
Document Number	202016737
Map Reference	CAB 3 PG 126B
Instrument Date	Sep 24, 2020
Instrument	202016737
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 ARBORS CIR, ELGIN, TX 78621-5636

Mortgage

Document Number	202016738
Date	Sep 28, 2020
Instrument	202016738

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,079.00 (-27.74%) Homeowner's exemption	$524,281 (-16.33%) Land $159,632 Building $364,649	$524,281 (-16.33%) Land $159,632 Building $364,649
2024	$9,797.00
2023	Homeowner's exemption	$626,594 Land $158,665 Building $467,929	$626,594 Land $158,665 Building $467,929
2022	$10,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: SOS Communications, Verizon.

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