1759 Terrapin Neck Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 1759 Terrapin Neck Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,408 sqft · built 1978
Lot Size	3.83 acres (166,835 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (May 2021)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Apr 2026 Sale May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-1-0005.0001`

Property Details

APN / Parcel Number

Primary APN	`09-1-0005.0001`
Alternative APN	`19-09-1-0005.0001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	2,816 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	166,835 sqft (3.83 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1759 TERRAPIN NECK RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.83 AC-NECK, JEX
Legal Subdivision	PLAT OF SURVEY FOR JOHN C KNEPPER
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	3
Census Block	3000
Census Tract	972201

Owner

1759 Terrapin Neck Rd is owned by an individual who acquired it in April 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 28
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 7, 2021	Deed, Transfer · Conventional Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Deed Document Number	20218026
Deed Book / Page	1259 / 647
Last Transfer Date	Apr 14, 2026
Transfer Doc	0000005748
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	Apr 22, 2026
Property Address	1759 TERRAPIN NECK RD, SHEPHERDSTOWN, WV 25443-4159
Document Number	0000005748
Book / Page	1372 / 286
Instrument Date	Apr 14, 2026
Instrument	20265748
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 7, 2021
Property Address	1759 TERRAPIN NECK RD, SHEPHERDSTOWN, WV 25443-4159
Document Number	1259/647
Book / Page	1259 / 647
Map Reference	MB 456 PG 721
Instrument Date	Apr 30, 2021
Instrument	202100008026
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 28, SHEPHERDSTOWN, WV 25443-0028

Mortgage

Document Number	202100008027
Date	May 7, 2021
Instrument	202100008027

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1759 Terrapin Neck Rd was $3,102, down 0.8% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (-0.77%)	$269,000 (-0.04%) Land $148,600 Building $120,400	$448,333 (-0.01%) Land $247,667 Building $200,667
2025	$3,126.00	$269,100 Land $148,700 Building $120,400	$448,400 Land $247,800 Building $200,600
2023	$3,030.00	$259,500 Land $148,700 Building $110,800	$432,500 Land $247,800 Building $184,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1759 Terrapin Neck Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1759 Terrapin Neck Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Terrapin Neck Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures