Jefferson County property record for 1738 Terrapin Neck Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,982 sqft · built 2001 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (Apr 2024) |
| Tax Bill | $3,374 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-1-0004.0002 |
| Primary APN | 09-1-0004.0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,982 sqft Living Area |
| 1st Floor Area | 2,972 sqft |
| Basement Area | 250 sqft |
| Finished Basement | 250 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 92,783 sqft (2.13 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1738 TERRAPIN NECK RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 (2.13 AC)JEX-NECK LAND |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 972201 |
1738 Terrapin Neck Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1738 TERRAPIN NECK RD, SHEPHERDSTOWN, WV 25443-4131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on File |
| Deed Sale | Apr 19, 2024 · Amount on File |
| Prior Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 20244449 |
| Deed Book / Page | 1321 / 206 |
| Prior Transfer Date | Feb 15, 2006 |
| Prior Transfer Doc | 0010200044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 1738 TERRAPIN NECK RD, SHEPHERDSTOWN, WV 25443-4131 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2024 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Name | Verified Name |
|---|---|
| Address | 1004 BRUCE CT, SYKESVILLE, MD 21784-8407 |
| Document Number | 002546/393 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 2546/393 |
| Instrument | 202400004450 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
The 2026 property tax bill for 1738 Terrapin Neck Rd was $3,374, down 0.8% from the year before.
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,374.00 (-0.76%) | $292,600 (-) Land $98,300 Building $194,300 | $487,667 (-0.03%) Land $163,833 Building $323,833 |
| 2025 | $3,400.00 | $292,600 Land $98,300 Building $194,300 | $487,800 Land $163,900 Building $323,900 |
| 2023 | $3,188.00 | $273,000 Land $98,300 Building $174,700 | $455,100 Land $163,900 Building $291,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1738 Terrapin Neck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1738 Terrapin Neck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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