1759 Smith Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1759 Smith Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size10.1 acres (439,956 sqft)
Owner2 Individual Names on Record
Last Sale$278,000 (Jan 2008)
Tax Bill$5,130 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN017-025-023-50

Property Details

APN / Parcel Number

Primary APN017-025-023-50

Interior

FlooringCarpet

Exterior

Lot Area439,956 sqft (10.1 acres)

Location & Zoning

Street Address1759 SMITH RD
CityLAPEER
StateMI
Zip48446-7644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8N R9E PARCE C PART OF THE E 1/2 OF THE SW 1/4 OF SEC 25 BEG AT A PT ON THE N-S 1/4 LI THAT IS N 1002.19 FT FROM THE S 1/4
Legal Range09E
Legal Township08N
Legal Section25
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1006
Census Tract334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1759 SMITH RD, LAPEER, MI 48446-7644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECURITY CU
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
SECURITY CU
Mar 9, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CITIZENS BANK NA
Jul 22, 2017Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2008 · Amount on Record
Deed SaleJan 31, 2008 · Amount on Record
Deed Book / Page2310 / 65
Last Transfer DateFeb 20, 2020
Transfer Doc0030840950
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1759 SMITH RD, LAPEER, MI 48446-7644
Transaction TypeMortgage
Record UpdatedDec 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1759 SMITH RD, LAPEER, MI 48446-7644

Mortgage

Document Number0033240858
DateNov 2, 2022
Book Page3324/858
Lender
NameSECURITY CU
TypeCredit Union
AddressHOLLY, MI 48442
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1759 SMITH RD, LAPEER, MI 48446-7644
Transaction TypeMortgage
Record UpdatedMar 23, 2022
Title CompanyHOMELAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1759 SMITH RD, LAPEER, MI 48446-7644

Mortgage

Document Number0032740800
DateFeb 17, 2022
Book Page3274/800
Lender
NameSECURITY CU
TypeCredit Union
AddressHOLLY, MI 48442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAPEER MI
Recording DateMar 9, 2020
Property Address1759 SMITH RD, LAPEER, MI 48446-7644
Document Number0030840950
Book / Page3084 / 950
Instrument DateFeb 20, 2020
Transaction TypeTransfer
Record UpdatedJul 5, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1759 SMITH RD, LAPEER, MI 48446-7644

Mortgage

Document Number3084951
DateMar 9, 2020
Instrument3084/951
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1759 SMITH RD, LAPEER, MI 48446-7644
Document Number0029130094
Instrument DateJul 22, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1759 SMITH RD LAPEER MI 484467644, LAPEER, MI 48446-7644

Mortgage

Document Number0029130094
DateAug 22, 2017
Book Page002913/000094
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43229
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 21, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$402,600 (-4.46%)$805,200 (-4.46%)
2025$5,130.00 (+2.79%) Homeowner's exemption$421,400 (+19.28%)$842,800 (+19.28%)
2024$4,991.00 (+13.12%)
2023$353,300$706,600
2022$4,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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