1699 Smith Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1699 Smith Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Lot Size5.1 acres (222,156 sqft)
OwnerIndividual Name on Record
Last Sale$358,600 (Dec 2021)
Tax Bill$3,652 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN017-025-023-40

Property Details

APN / Parcel Number

Primary APN017-025-023-40

Interior

FlooringCarpet

Exterior

Lot Area222,156 sqft (5.1 acres)

Location & Zoning

Street Address1699 SMITH RD
CityLAPEER
StateMI
Zip48446-7643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8N R9E PARCEL D-1 PART OF THE E 1/2 OF THE SW 1/4 OF SEC 25 BEG AT A PT ON THE N-S 1/4 LI THAT IS N 661.46 FT FROM THE S 1/4
Legal Range09E
Legal Township08N
Legal Section25
JurisdictionLAPEER MI
Township / Civil DivisionOREGON
Census Block Group1
Census Block1006
Census Tract334500

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1699 SMITH RD, LAPEER, MI 48446-7643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 15, 2021Warranty Deed, Transfer · VA Mortgage
SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2021 · Amount on Record
Deed SaleDec 15, 2021 · Amount on Record
Prior SaleMay 30, 1995
Deed Book / Page3260 / 591
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1699 SMITH RD, LAPEER, MI 48446-7643
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1699 SMITH RD, LAPEER, MI 48446-7643

Mortgage

Document Number0034900661
DateNov 26, 2025
Book Page3490/661
Lender
NameCITIZENS BANK NA
TypeBank
Address1 CITIZENS PLZ, PROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 7, 2050
Interest
Change FrequencyMonthly

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateDec 15, 2021
Property Address1699 SMITH RD, LAPEER, MI 48446-7643
Document Number0032600591
Book / Page3260 / 591
Instrument DateDec 7, 2021
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
Tax$2,692.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1699 SMITH RD, LAPEER, MI 48446-7643

Transferred To (Grantee/Buyer)

NameVerified Name
Address1699 SMITH RD, LAPEER, MI 48446-7643

Mortgage

Document Number0003261215
DateDec 15, 2021
Instrument3261/215
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0032610215
DateDec 20, 2021
Book Page3261/215
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionOregon Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,200 (-2.25%)$400,400 (-2.25%)
2025$3,652.00 (-36.93%) Homeowner's exemption$204,800 (+20.97%)$409,600 (+20.97%)
2023$169,300$338,600
2022$5,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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