17555 Ruby Lake Ter, Moseley, VA 23120 Property Records

Chesterfield County property record for 17555 Ruby Lake Ter, Moseley, VA 23120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,876 sqft · built 2016
Lot Size	0.231 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (May 2019)
Tax Bill	$5,247 (2026)
Deeds & Mortgages	Oct 2021 Refinance Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`704-67-23-80-100-000`

Property Details

APN / Parcel Number

Primary APN	`704-67-23-80-100-000`
Alternative APN	`404749001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,876 sqft Finished Area
1st Floor Area	198 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
View / Lot	Cul-de-sac
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	404749001
Street Address	17555 RUBY LAKE TER
City	MOSELEY
State	VA
Zip	23120-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	STAFFORD PARK SEC 1 019
Legal Subdivision	STAFFORD PARK @ MAGNOLIA GREEN
Legal Lot Number	19
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2012
Census Tract	101003

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOPONE MORTGAGE INC
Apr 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOPONE MORTGAGE INC
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MTG
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MTG
May 16, 2019	Warranty Deed, Transfer · Conventional Mortgage TOPONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	201917195
Deed Book / Page	12307 / 73
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13678-937
Date	Oct 13, 2021
Book Page	13678/937
Instrument	2021065871

Lender

Name	TOPONE MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13342-99
Date	Apr 5, 2021
Book Page	13342/99
Instrument	2021022129

Lender

Name	TOPONE MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Document Number	12942226
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17555 RUBY LAKE TER MOSELEY VA 231202415, MOSELEY, VA 23120-2415

Mortgage

Document Number	12942226
Date	Sep 3, 2020
Book Page	012942/000226
Instrument	46028

Lender

Name	TOPONE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 2, 2035

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Document Number	12609187
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17555 RUBY LAKE TER MOSELEY VA 231202415, MOSELEY, VA 23120-2415

Mortgage

Document Number	12609187
Date	Jan 28, 2020
Book Page	012609/000187
Instrument	3975

Lender

Name	TOPONE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 16, 2019
Property Address	17555 RUBY LAKE TER, MOSELEY, VA 23120-2415
Document Number	1230773
Book / Page	012307 / 000073
Instrument Date	May 13, 2019
Instrument	17195
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17555 RUBY LAKE TER MOSELEY VA 231202415, MOSELEY, VA 23120-2415

Mortgage

Document Number	1230778
Date	May 16, 2019
Book Page	012307/000078
Instrument	17196

Lender

Name	TOPONE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,247.00 (+4.36%)	$535,600 (+3.68%) Land $100,000 Building $435,600	$535,600 (+3.68%) Land $100,000 Building $435,600
2025		$516,600 (+2.7%) Land $95,000 Building $421,600	$516,600 (+2.7%) Land $95,000 Building $421,600
2023	$5,028.00	$503,000 Land $87,000 Building $416,000	$503,000 Land $87,000 Building $416,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

17555 Ruby Lake Ter, Moseley, VA 23120 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ruby Lake Ter

Nearby Streets

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