Chesterfield County property record for 17537 Ruby Lake Ter, Moseley, VA 23120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,409 sqft · built 2016 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $477,500 (Aug 2022) |
| Tax Bill | $4,725 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 704-67-15-79-800-000 |
| Primary APN | 704-67-15-79-800-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Finished Area |
| 1st Floor Area | 228 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 106 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 449484000 |
|---|---|
| Street Address | 17537 RUBY LAKE TER |
| City | MOSELEY |
| State | VA |
| Zip | 23120-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | STAFFORD PARK SEC 1 016 |
| Legal Subdivision | STAFFORD PARK @ MAGNOLIA GREEN |
| Legal Lot Number | 16 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 101003 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17537 RUBY LAKE TER, MOSELEY, VA 23120-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 27, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE BK MTG |
| Jan 10, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2016 · Amount on Record |
| Deed Document Number | 202235282 |
| Deed Book / Page | 14051 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Aug 8, 2022 |
| Property Address | 17537 RUBY LAKE TER, MOSELEY, VA 23120-2415 |
| Document Number | 014051-769 |
| Book / Page | 14051 / 769 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022035282 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | VESTA SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17537 RUBY LAKE TER, MOSELEY, VA 23120-2415 |
| Document Number | 2022035283 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022035283 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 17537 RUBY LAKE TER, MOSELEY, VA 23120-2415 |
| Document Number | 12929632 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 17537 RUBY LAKE TER MOSELEY VA 231202415, MOSELEY, VA 23120-2415 |
| Document Number | 12929632 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 012929/000632 |
| Instrument | 44417 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jan 10, 2017 |
| Property Address | 17537 RUBY LAKE TER, MOSELEY, VA 23120-2415 |
| Document Number | 11499651 |
| Book / Page | 011499 / 000651 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 1149 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17537 RUBY LAKE DR MOSELEY VA 23120, MOSELEY, VA 23120 |
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,725.00 (+4.21%) | $476,900 (+3.72%) Land $100,000 Building $376,900 | $476,900 (+3.72%) Land $100,000 Building $376,900 |
| 2025 | $459,800 (+2.45%) Land $95,000 Building $364,800 | $459,800 (+2.45%) Land $95,000 Building $364,800 | |
| 2023 | $4,534.00 | $448,800 Land $87,000 Building $361,800 | $448,800 Land $87,000 Building $361,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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