17525 Ruby Lake Ter, Moseley, VA 23120 Property Records

Chesterfield County property record for 17525 Ruby Lake Ter, Moseley, VA 23120 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,330 sqft · built 2016
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on File
Last Sale	$320,945 (Sep 2016)
Tax Bill	$4,714 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`704-67-17-09-800-000`

Property Details

APN / Parcel Number

Primary APN	`704-67-17-09-800-000`
Alternative APN	`383402001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,330 sqft Finished Area
1st Floor Area	96 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	171 sqft
Deck Area	21 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	383402001
Street Address	17525 RUBY LAKE TER
City	MOSELEY
State	VA
Zip	23120-2415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAFFORD PARK SEC 1 014
Legal Subdivision	STAFFORD PARK @ MAGNOLIA GREEN
Legal Lot Number	14
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	2
Census Block	2012
Census Tract	101003

Owner

Source: Chesterfield County records · APN 704-67-17-09-800-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	17525 RUBY LAKE TER, MOSELEY, VA 23120-2415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 22, 2016 · Amount on Record
Deed Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	201637609
Deed Book / Page	11376 / 856
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 27, 2026
Property Address	17525 RUBY LAKE TER, MOSELEY, VA 23120-2415
Document Number	0000014804
Book / Page	15228 / 89
Instrument Date	Apr 21, 2026
Instrument	202614804
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298

Mortgage

Document Number	0000014804,
Date	Apr 27, 2026
Book Page	15228/89
Instrument	202614804

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17525 RUBY LAKE TER, MOSELEY, VA 23120-2415
Transaction Type	Mortgage
Record Updated	Aug 02, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014317-995
Date	Jul 17, 2023
Book Page	14317/995
Instrument	2023020489

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2053

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	17525 RUBY LAKE TER, MOSELEY, VA 23120-2415
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013422-775
Date	May 19, 2021
Book Page	13422/775
Instrument	2021032521

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,714.00 (+6.46%)	$475,700 (+7.12%) Land $100,000 Building $375,700	$475,700 (+7.12%) Land $100,000 Building $375,700
2025		$444,100 (+1.6%) Land $95,000 Building $349,100	$444,100 (+1.6%) Land $95,000 Building $349,100
2023	$4,428.00	$437,100 Land $87,000 Building $350,100	$437,100 Land $87,000 Building $350,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411010032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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