17531 Ramsgate Dr, Lathrup Village (Southfield), MI 48076 Property Records

Oakland County property record for 17531 Ramsgate Dr, Lathrup Village, MI 48076

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,848 sqft · built 1951
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Nov 2018)
Tax Bill	$5,778 (2025)
Deeds & Mortgages	Aug 2021 Second Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-24-24-104-020`

Property Details

APN / Parcel Number

Primary APN	`40-24-24-104-020`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	1,524 sqft
Unfinished Basement	1,524 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	17531 RAMSGATE DR
City	LATHRUP VILLAGE
State	MI
Zip	48076-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 24 LOUISE LATHRUP'S CALIFORNIA BUNGALOW SUB NO 5 LOT 3182 EXC W 4 FT, ALSO ALL OF LOT 3183
Legal Range	10E
Legal Township	01N
Legal Section	24
Legal Subdivision	LOUISE LATHRUPS CALIFORNIA BUNGALOW
Legal Lot Number	3182
Jurisdiction	OAKLAND MI
Township / Civil Division	LATHRUP VILLAGE
Census Block Group	2
Census Block	2023
Census Tract	160000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lathrup Village Historic District listed 1998 · 980 contributing resources · NRIS 98000150

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17531 Ramsgate Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG
Jul 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	Jan 24, 1996
Deed Document Number	2018762
Deed Book / Page	52333 / 821
Last Transfer Date	Jul 19, 2019
Transfer Doc	0000117285
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630

Mortgage

Document Number	0000197931
Date	Aug 12, 2021
Book Page	56692/179
Instrument	197931

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630
Document Number	0000129940
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17531 RAMSGATE DR LATHRUP VILLAGE MI 480764630, LATHRUP VILLAGE, MI 48076-4630

Mortgage

Document Number	0000129940
Date	Jul 6, 2020
Book Page	054446/000153
Instrument	129940

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 23, 2019
Property Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630
Document Number	0000117285
Book / Page	053053 / 000415
Instrument Date	Jul 19, 2019
Instrument	117285
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	17531 RAMSGATE DR LATHRUP VILLAGE MI 480764630, LATHRUP VILLAGE, MI 48076-4630

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 6, 2018
Property Address	17531 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4630
Document Number	0000180762
Book / Page	052333 / 000821
Instrument Date	Oct 23, 2018
Instrument	180762
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	INTERSTATE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14561 LESLIE ST OAK PARK MI 482371908, OAK PARK, MI 48237-1908

Mortgage

Document Number	182015
Date	Nov 6, 2018
Book Page	052340/000751
Instrument	182015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 17531 Ramsgate Dr was $5,778 with a homeowner's exemption, down 12.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Lathrup Village City
Unified School District	Southfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,778.00 (-12.19%) Homeowner's exemption	$142,940	$285,880
2024	$6,580.00
2023		$126,110	$252,220
2021	$5,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17531 Ramsgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17531 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHRUP VILLAGE serves 4,075 people · EPA ID MI0003800
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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