17586 Ramsgate Dr, Lathrup Village (Southfield), MI 48076 Property Records

Oakland County property record for 17586 Ramsgate Dr, Lathrup Village, MI 48076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1951
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$194,000 (Aug 2019)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`40-24-24-103-027`

Property Details

APN / Parcel Number

Primary APN	`40-24-24-103-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Basement Area	1,266 sqft
Unfinished Basement	1,266 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	17586 RAMSGATE DR
City	LATHRUP VILLAGE
State	MI
Zip	48076-4631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R10E, SEC 24 LOUISE LATHRUP'S CALIFORNIA BUNGALOW SUB NO 5 LOT 3163 EXC E 10 FT, ALSO ALL OF LOT 3164
Legal Range	10E
Legal Township	01N
Legal Section	24
Legal Subdivision	LOUISE LATHRUPS CALIFORNIA BUNGALOW
Legal Lot Number	3163
Jurisdiction	OAKLAND MI
Township / Civil Division	LATHRUP VILLAGE
Census Block Group	2
Census Block	2021
Census Tract	160000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lathrup Village Historic District listed 1998 · 980 contributing resources · NRIS 98000150

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

17586 Ramsgate Dr is owned and occupied by an individual who bought it in August 2019.

Source: Oakland County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	17586 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit GENISYS CREDIT UNION
Aug 30, 2019	Warranty Deed, Transfer BANKERS TITLE SETMNT SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Deed Document Number	2019141111
Deed Book / Page	53193 / 655
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	May 27, 2026
Property Address	17586 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4631
Document Number	0000072893
Book / Page	61232 / 673
Instrument Date	May 20, 2026
Instrument	202672893
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17586 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4631

Mortgage

Document Number	0000072893,
Date	May 27, 2026
Book Page	61232/673
Instrument	202672893

Lender

Name	GENISYS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2046

Interest

Rate	6.23%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 30, 2019
Property Address	17586 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4631
Document Number	0000141111
Book / Page	53193 / 00655
Map Reference	LB 37 PG 47
Instrument Date	Aug 27, 2019
Instrument	141111
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	BANKERS TITLE SETMNT SVCS

Transaction

Amount	Amount on Record
Tax	$1,668.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17586 RAMSGATE DR, 17586, LATHRUP VILLAGE, MI 48076-4631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17586 RAMSGATE DR, LATHRUP VILLAGE, MI 48076-4631

Tax Assessment & Valuation

The 2025 property tax bill for 17586 Ramsgate Dr was $4,972 with a homeowner's exemption, down 12.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Lathrup Village City
Unified School District	Southfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,972.00 (-12.19%) Homeowner's exemption	$123,430	$246,860
2024	$5,662.00
2023		$108,790	$217,580
2021	$4,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17586 Ramsgate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17586 Ramsgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHRUP VILLAGE serves 4,075 people · EPA ID MI0003800
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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