17508 River Dr, Piney Point, MD 20674 Property Records

St. Mary's County property record for 17508 River Dr, Piney Point, MD 20674

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,496 sqft · built 1993
Lot Size	0.329 acres (14,331 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Mar 2023)
Tax Bill	$5,005 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-031574`

Property Details

APN / Parcel Number

Primary APN	`02-031574`
Alternative APNs	`2031574` `031574`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,331 sqft (0.329 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031574
Street Address	17508 RIVER DR
City	PINEY POINT
State	MD
Zip	20674-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 500-2 BLOCK 2 PINEY POINT SHORES
Legal Subdivision	PINEY PT SHORES
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3026
Census Tract	876101

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	17508 RIVER DR, PINEY POINT, MD 20674-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Correction Deed · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 25, 2021	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2023
Deed Book / Page	6304 / 359
Record Updated	Sep 20, 2026

March 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 6, 2023
Property Address	17508 RIVER DR, PINEY POINT, MD 20674-3103
Document Number	0063040359
Book / Page	6304 / 359
Map Reference	LB EWA 35 FO 60
Instrument Date	Feb 2, 2023
Record Updated	Mar 22, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17508 RIVER DR, PINEY POINT, MD 20674-3103

Mortgage

Document Number	0006304367
Date	Mar 6, 2023
Instrument	6304/367

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2050

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Mar 25, 2021
Property Address	17508 RIVER DR, PINEY POINT, MD 20674-3103
Document Number	0057040249
Book / Page	5704 / 249
Map Reference	LB JMM 4 FO 372
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,762.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	17508 RIVER DR, PINEY POINT, MD 20674-3103

Mortgage

Document Number	0005704260
Date	Mar 25, 2021
Instrument	5704/260

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,500 (+9.06%)	$617,500 (+27.19%) Land $207,200 Building $410,300
2025	$5,005.00 (+6.63%) Homeowner's exemption	$485,500 (+11.69%) Land $197,100 Building $288,400	$485,500 (-) Land $197,100 Building $288,400
2023	$4,694.00	$434,700	$485,500 Land $197,100 Building $288,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 221 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured incl. 6 condo units
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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