St. Mary's County property record for 17497 River Dr, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,169 sqft · built 1940 |
| Lot Size | 0.182 acres (7,927 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (May 2024) |
| Tax Bill | $3,669 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-020661 |
| Primary APN | 02-020661 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,169 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,927 sqft (0.182 acres) |
| View / Lot | Waterfront |
| Deck Area | 127 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 020661 |
|---|---|
| Street Address | 17497 RIVER DR |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOTS 39 TO 43 BLOCK 1 PINEY POINT SHORES |
| Legal Subdivision | PINEY POINT SHORES |
| Legal Block | 1 |
| Legal Lot Number | 39-43 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 876101 |
17497 River Dr is owned by a company that bought it in May 2024.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 934 N ST NW, WASHINGTON, DC 20001-4222 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Dec 12, 2017 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2024 · Amount on File |
| Deed Sale | May 24, 2024 · Amount on File |
| Prior Sale | Dec 12, 2017 · Amount on File |
| Deed Book / Page | 6515 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 17497 RIVER DR, PINEY POINT, MD 20674-3106 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TRUSTED TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 17497 RIVER DR, PINEY POINT, MD 20674-3106 |
| Document Number | 0056190355 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5619/355 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Dec 12, 2017 |
| Property Address | 17497 RIVER DR, PINEY POINT, MD 20674-3106 |
| Document Number | 0047830052 |
| Book / Page | 4783 / 052 |
| Map Reference | LB JMM4 FO372 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 4783-052 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 17497 RIVER DR, PINEY POINT, MD 20674-3106 |
| Document Number | 4783060 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 4783-060 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 17497 River Dr was $3,669.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $383,667 | $476,400 Land $298,100 Building $178,300 | |
| 2025 | $3,669.00 | ||
| 2023 | $3,452.00 | $317,167 | $337,300 Land $270,600 Building $66,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 17497 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17497 River Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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