175 Vernon Dr, Upland, CA 91786 Property Records

San Bernardino County property record for 175 Vernon Dr, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,182 sqft · built 1918
Lot Size	0.107 acres (4,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,500 (Aug 2023)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1046-373-04-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-373-04-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
1st Floor Area	1,182 sqft
Family Room	Family Room

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1926
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,666 sqft (0.107 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	175 VERNON DR
City	UPLAND
State	CA
Zip	91786-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J J ATWOODS SUB LOT 14 BLK 5
Legal Subdivision	J J ATWOODS SUBDIVISION
Legal Block	5
Legal Lot Number	14
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4002
Census Tract	824

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 VERNON DR, UPLAND, CA 91786-5944
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Grant Deed, Transfer · Conventional Mortgage WATER & POWER COMMUNITY CU
May 7, 2019	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2023 · Amount on Record
Deed Sale	Aug 24, 2023 · Amount on Record
Prior Sale	Nov 8, 1999 · Amount on Record
Deed Document Number	2023209122
Prior Transfer Date	Oct 14, 1994
Prior Transfer Doc	0000427097
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 24, 2023
Property Address	175 VERNON DR, UPLAND, CA 91786-5944
Document Number	0000209122
Map Reference	MB 18 PG 5
Instrument Date	Aug 16, 2023
Instrument	2023-0209122
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	175 VERNON DR, UPLAND, CA 91786-5944

Mortgage

Document Number	0000209123
Date	Aug 24, 2023
Instrument	2023-0209123

Lender

Name	WATER & POWER COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	1-Year T-Bill
Margin	2
Max Rate	10.2%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	175 VERNON DR, UPLAND, CA 91786-5944
Document Number	0000152105
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	SPL TITLE SERVICES, SPL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 VERNON DR UPLAND CA 917865944, UPLAND, CA 91786-5944

Mortgage

Document Number	0000152105
Date	May 13, 2019
Instrument	152105

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	12%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,200 (+2%) Land $182,070 Building $338,130
2025	$5,679.00 (+226.38%) Homeowner's exemption	$510,000 (+235.18%) Land $178,500 Building $331,500
2023	$1,740.00 (+2.29%) Homeowner's exemption	$152,158 Land $53,255 Building $98,903
2022	$1,701.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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