157 Vernon Dr, Upland, CA 91786 Property Records

San Bernardino County property record for 157 Vernon Dr, Upland, CA 91786

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 859 sqft · built 1942
Lot Size	0.107 acres (4,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,000 (May 1998)
Tax Bill	$1,551 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1046-373-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1046-373-03-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	859 sqft Living Area
1st Floor Area	859 sqft
Family Room	Family Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,666 sqft (0.107 acres)
View / Lot	Average
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	157 VERNON DR
City	UPLAND
State	CA
Zip	91786-5944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J J ATWOODS SUB LOT 15 BLK 5
Legal Subdivision	J J ATWOODS SUBDIVISION
Legal Block	5
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4002
Census Tract	824

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	157 VERNON DR, UPLAND, CA 91786-5944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Feb 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 1998 · Amount on Record
Deed Sale	May 11, 1998 · Amount on Record
Prior Sale	May 30, 1997 · Amount on Record
Deed Document Number	1998177020
Last Transfer Date	Feb 13, 2019
Transfer Doc	0000052265
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 6, 2026
Property Address	157 VERNON DR, UPLAND, CA 91786-5944
Document Number	0000115190
Instrument Date	Apr 28, 2026
Instrument	2026115190
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	157 VERNON DR, UPLAND, CA 91786-5944

Mortgage

Document Number	0000115190,
Date	May 6, 2026
Instrument	2026115190

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	157 VERNON DR, UPLAND, CA 91786-5944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020446
Date	Jan 17, 2020
Instrument	2020-0020446

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 19, 2019
Property Address	157 VERNON DR, UPLAND, CA 91786-5944
Document Number	0000052265
Map Reference	MB 18 PG 5
Instrument Date	Feb 13, 2019
Instrument	2019-0052265
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	157 VERNON DR, UPLAND, CA 91786-5944

Mortgage

Document Number	0000052266
Date	Feb 19, 2019
Instrument	2019-0052266

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$127,927 (+2%) Land $47,972 Building $79,955
2025	$1,551.00 (+4.94%) Homeowner's exemption	$125,418 (+4.04%) Land $47,031 Building $78,387
2023	$1,478.00 (+2.21%) Homeowner's exemption	$120,548 Land $45,205 Building $75,343
2022	$1,446.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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