143 Seneca Reef Dr, Hampstead, NC 28443 Property Records

Pender County property record for 143 Seneca Reef Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 2019
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jul 2024)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3281-86-0168-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-0168-0000`
Alternative APNs	`000057813` `978261`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,246 sqft (0.35 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000057813
Street Address	143 SENECA REEF DR
City	HAMPSTEAD
State	NC
Zip	28443-7258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 57 PB 63/34 SENECA REEF PH SEC 1
Legal Subdivision	SENECA REEF
Legal Lot Number	57
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	143 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 22, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	0009064841
Deed Book / Page	906 / 4841
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	143 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 SENECA REEF DR, HAMPSTEAD, NC 28443-7258

Mortgage

Document Number	0048740602
Date	Sep 30, 2025
Book Page	4874/602

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 22, 2019
Property Address	143 SENECA REEF DR, HAMPSTEAD, NC 28443-7258
Document Number	0046891737
Book / Page	4689 / 1737
Map Reference	MB 63 PG 34
Instrument Date	Jul 10, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	143 SENECA REEF DRIVE, MOUNT PLEASANT, SC 29465

Mortgage

Document Number	0046891739
Date	Jul 22, 2019
Instrument	4689/1739

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,628.00 (+9.27%)	$358,016 (+36.39%) Land $69,250 Building $288,766	$358,016 (+36.39%) Land $69,250 Building $288,766
2023		$262,493 (-) Land $66,150 Building $196,343	$262,493 (-) Land $66,150 Building $196,343
2022	$2,405.00	$262,493 Land $66,150 Building $196,343	$262,493 Land $66,150 Building $196,343

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Seneca Reef Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures