175 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 175 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,980 sqft · built 1993
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,657,400 (Nov 2021)
Tax Bill	$23,771 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16052-00B-0060`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16052-00B-0060`
Alternative APNs	`27-318-16052-00B-0060` `1057355`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	420 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	145 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	540 sqft
Porch	Open/Unfinished Porch
Porch Area	832 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 6 BLK B SAND CLIFFS S/D 1ST ADDITION PB 5-29 OR 993-2481 OR 2152-14 OR 3144-1871 OR 3205-321 OR 3226-2359
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS
Legal Block	B
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8967 E COUNTY HIGHWAY 30A, INLET BEACH, FL 32461-7140
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Jun 30, 2021	Warranty Deed, Transfer · Commercial Mortgage WALTON FUNDING LLC
May 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	202158019
Deed Book / Page	3226 / 2359
Prior Transfer Date	May 22, 2020
Prior Transfer Doc	0031441871
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 22, 2021
Property Address	175 SAND CLIFFS DR, INLET BEACH, FL 32461-7112
Document Number	0032262359
Book / Page	3226 / 2359
Map Reference	MB 5 PG 29
Instrument Date	Nov 17, 2021
Instrument	20210058019
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,601.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8967 E COUNTY HIGHWAY 30A, 8967, INLET BEACH, FL 32461-7140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8967 E COUNTY HIGHWAY 30A, INLET BEACH, FL 32461-7140

Mortgage

Document Number	0032274890
Date	Dec 3, 2021
Book Page	3227/4890
Instrument	20210059702

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2021
Property Address	175 SAND CLIFFS DR, INLET BEACH, FL 32461-7112
Document Number	0032050321
Book / Page	3205 / 321
Map Reference	MB 5 PG 29
Instrument Date	Jun 30, 2021
Instrument	20210032904
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 GREYSTONE WAY, 5350, HOOVER, AL 35242-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8967 E COUNTY HIGHWAY 30A, INLET BEACH, FL 32461-7140

Mortgage

Document Number	3205323
Date	Jun 30, 2021
Instrument	3205/323

Lender

Name	WALTON FUNDING LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	May 28, 2020
Property Address	175 SAND CLIFFS DR, INLET BEACH, FL 32461-7112
Document Number	0031441871
Book / Page	3144 / 1871
Map Reference	MB 5 PG 29
Instrument Date	May 22, 2020
Instrument	20200018046
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NAUTILUS TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	187 MARAVILLA DR, 187, MIRAMAR BEACH, FL 32550-3835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 SAND CLIFFS DR, INLET BEACH, FL 32461-7112

Mortgage

Document Number	0031441873
Date	May 28, 2020
Instrument	3144/1873

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Jul 17, 2046

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,771.00 (+22.46%)	$3,009,657 (+54.27%) Land $2,150,000 Building $859,657	$3,009,657 (+54.27%) Land $2,150,000 Building $859,657
2024	$19,411.00 (+11.2%)
2023	$17,456.00 (+9.35%)	$1,950,933 (+13.25%) Land $1,300,000 Building $650,933	$1,950,933 (+13.25%) Land $1,300,000 Building $650,933
2022	$15,964.00	$1,722,640 Land $1,443,000 Building $279,640	$1,722,640 Land $1,443,000 Building $279,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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