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175 Ridge Trl, Gurley, AL 35748 Property Records

Madison County property record for 175 Ridge Trl, Gurley, AL 35748

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,750 sqft · built 1991
Lot Size6.1 acres (265,716 sqft)
Owner2 Trust Names on File
Last Sale$261,400 (Mar 2026)
Tax Bill$737 (2026)
Deeds & MortgagesMar 2026 Transfer
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-04-18-3-001-042.000

Property Details

APN / Parcel Number

Primary APN11-04-18-3-001-042.000
Alternative APNs
  • 094386
  • 344523
  • 592993

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,750 sqft Living Area
1st Floor Area1,750 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeWood
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area265,716 sqft (6.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number592993
Street Address175 RIDGE TRL
CityGURLEY
StateAL
Zip35748-9691
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18 T3S R3E COMM AT THE NE COR OF LOT 3 BLK C MOUNTAIN LAKE S/D 3RD ADD IN PB 3 PG 41 TH S 68 DEG E 100 FT S 79 DEG E 158.
Legal Range03E
Legal Township03S
Legal Section18
Legal SubdivisionMOUNTAIN LAKE S/D
Legal BlockC
Legal Lot Number3
JurisdictionMADISON AL
Township / Civil DivisionNEW MARKET
Census Block Group1
Census Block1010
Census Tract10200

Owner

175 Ridge Trl is owner-occupied and held in a trust since March 2026.

Source: Madison County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address175 RIDGE TRL, GURLEY, AL 35748-9691
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2026Intrafamily Transfer, Transfer
May 4, 2022Warranty Deed, Transfer
FIRST SOUTHERN STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2026 · Amount on File
Deed SaleMar 25, 2026 · Amount on File
Prior SaleMay 4, 2022 · Amount on File
Deed Document Number2026
Deed Book / Page2026 / 12091
Prior Transfer DateMar 19, 2026
Prior Transfer Doc2026012091
Record UpdatedOct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON AL
Recording DateMar 25, 2026
Property Address175 RIDGE TRL, GURLEY, AL 35748-9691
Document Number0000012091
Book / PageDEED2026 / 12091
Instrument DateMar 19, 2026
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address175 RIDGE TRL, GURLEY, AL 35748-9691

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 RIDGE TRL, GURLEY, AL 35748-9691

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateMay 4, 2022
Property Address175 RIDGE TRL, GURLEY, AL 35748-9691
Document Number0000021646
Book / Page2022 / 21646
Instrument DateApr 21, 2022
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48 BELMONT PL, GURLEY, AL 35748

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 RIDGE TRL, GURLEY, AL 35748-9691

Mortgage

Document Number2022120021
DateMay 4, 2022
Instrument2022/120021
Lender
NameFIRST SOUTHERN STATE BANK
TypeBank
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 175 Ridge Trl was $737 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$737.00
2025$737.00 Homeowner's exemption$26,160 Land $8,540 Building $17,620$261,400 Land $85,400 Building $176,000
2023$670.00 (-4.56%) Homeowner's exemption$23,940 (-3%) Land $8,540 Building $15,400$239,400 (-2.96%) Land $85,400 Building $154,000
2022$702.00 Homeowner's exemption$24,680 Land $5,200 Building $19,480$246,700 Land $51,900 Building $194,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 175 Ridge Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Ridge Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Trl

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