125 Ridge Trl, Gurley, AL 35748 Property Records

Madison County property record for 125 Ridge Trl, Gurley, AL 35748

Property Summary

Property Type	Mobile Home
Details	1 ba · 1 sqft · built 1995
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2021)
Tax Bill	$213 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-18-3-001-040.000`

Property Details

APN / Parcel Number

Primary APN	`11-04-18-3-001-040.000`
Alternative APNs	`094382` `570930`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Account Number	570930
Street Address	125 RIDGE TRL
City	GURLEY
State	AL
Zip	35748-9691
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ERROR ON DEED SEC 18 T3S R3E PART OF THE SW 1/4 OF SEC 18 DESC AS BEG AT THE SW COR OF LOT 3 BLK C MOUNTAIN LAKE S/D 3RD
Legal Range	03E
Legal Township	03S
Legal Section	18
Legal Subdivision	MOUNTAIN LAKE S/D
Legal Block	C
Legal Lot Number	3
Jurisdiction	MADISON AL
Township / Civil Division	NEW MARKET
Census Block Group	1
Census Block	1010
Census Tract	10200

Owner

125 Ridge Trl, a mobile home, is owned and occupied by an individual who bought it in June 2021.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	125 RIDGE TRL, GURLEY, AL 35748-9691
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Dec 13, 2019 · Amount on File
Deed Document Number	202152591
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jun 25, 2021
Property Address	125 RIDGE TRL, GURLEY, AL 35748-9691
Document Number	0000052591
Map Reference	MB 3 PG 41
Instrument Date	Jun 24, 2021
Instrument	2021-00052591
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	258 NIX RD, HAZEL GREEN, AL 35750-6800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 RIDGE TRL, GURLEY, AL 35748-9691

Mortgage

Document Number	0000052592
Date	Jun 25, 2021
Instrument	2021-00052592

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Dec 13, 2019
Property Address	125 RIDGE TRL, GURLEY, AL 35748-9691
Document Number	0000081304
Instrument Date	Dec 12, 2019
Instrument	81304
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LONES LN HUNTSVILLE AL 358119028, HUNTSVILLE, AL 35811-9028

Mortgage

Document Number	81305
Date	Dec 13, 2019
Instrument	81305

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	F, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 125 Ridge Trl was $213 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$213.00
2025	$213.00 Homeowner's exemption	$7,560 Land $4,860 Building $2,700	$75,600 Land $48,600 Building $27,000
2023	$216.00 (+53.19%) Homeowner's exemption	$7,560 (+4%) Land $4,860 Building $2,700	$75,600 (+4%) Land $48,600 Building $27,000
2022	$141.00 Homeowner's exemption	$5,400 Land $2,700 Building $2,700	$54,000 Land $27,000 Building $27,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 125 Ridge Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Ridge Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: NHTC, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Trl

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