175 Paul Simon Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 175 Paul Simon Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,885 sqft · built 1994
Lot Size	3.11 acres (135,472 sqft)
Owner	Individual Name on Record
Last Sale	$327,300 (Feb 2023)
Tax Bill	$7,515 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-200-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-200-006-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft
Basement Area	1,885 sqft
Unfinished Basement	1,885 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	135,472 sqft (3.11 acres)
Garage Area	360 sqft
Driveway	Concrete Driveway
Driveway Area	460 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	520 sqft
Deck Area	425 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	175 PAUL SIMON DR
City	WATERLOO
State	IL
Zip	62298-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART SW SE SEC 26 & PART NW NE SEC 35
Legal Range	10W
Legal Township	02S
Legal Section	35
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3005
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 6, 2023	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	2023427816
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000441790
Date	Mar 24, 2026
Instrument	441790

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.25%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427664
Date	Jan 19, 2023
Instrument	427664

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 6, 2023
Property Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001
Document Number	0000427816
Map Reference	MB 162 PG 542
Instrument Date	Jan 27, 2023
Instrument	427816
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$491.25
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6553 SPRING MEADOW DR, GREENACRES, FL 33413-3476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001

Mortgage

Document Number	0000427817
Date	Feb 6, 2023
Instrument	427817

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.75%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	175 PAUL SIMON DR, WATERLOO, IL 62298-2001
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427571
Date	Jan 10, 2023
Instrument	427571

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,515.00 (+10.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$133,610 (+5.79%) Land $20,430 Building $113,180	$400,830 (+5.79%) Land $61,290 Building $339,540
2024	$6,829.00	$126,299 (-1.44%) Land $21,576 Building $104,723	$378,897 (-1.44%) Land $64,728 Building $314,169
2022	Additional exemption filed	$128,150 Land $20,430 Building $107,720	$384,450 Land $61,290 Building $323,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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