139 Paul Simon Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 139 Paul Simon Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,740 sqft · built 1997
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jun 2019)
Tax Bill	$6,388 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-35-200-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-35-200-005-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	131,116 sqft (3.01 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	120 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	139 PAUL SIMON DR
City	WATERLOO
State	IL
Zip	62298-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART SW SE SEC 26
Legal Range	10W
Legal Township	02S
Legal Section	35
Jurisdiction	MONROE IL
Township / Civil Division	22
Census Block Group	3
Census Block	3005
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit VANTAGE FCU
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO
Nov 30, 2018	Grant Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on Record
Deed Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2019402126
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439300
Date	Sep 16, 2025
Instrument	439300

Lender

Name	VANTAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412678
Date	Nov 20, 2020
Instrument	412678

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 25, 2019
Property Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001
Document Number	0000402126
Instrument Date	Jun 21, 2019
Instrument	402126
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001

Mortgage

Document Number	0000402127
Date	Jun 25, 2019
Instrument	402127

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.75%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Nov 30, 2018
Property Address	139 PAUL SIMON DR, WATERLOO, IL 62298-2001
Document Number	0000398973
Instrument Date	Nov 29, 2018
Instrument	398973
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transaction

Amount	Amount Recorded
Tax	$154.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	139 PAUL SIMON DR WATERLOO IL 622982001, WATERLOO, IL 62298-2001

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,388.00 (+10.81%) Homeowner's exemption	$112,390 (+6.58%) Land $20,260 Building $92,130	$337,170 (+6.58%) Land $60,780 Building $276,390
2024	$5,765.00	$105,452 (-2.67%) Land $21,397 Building $84,055	$316,356 (-2.67%) Land $64,191 Building $252,165
2022	Additional exemption filed	$108,350 Land $20,260 Building $88,090	$325,050 Land $60,780 Building $264,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile, Verizon.

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