175 Orval Ave, Moss Beach, CA 94038 Property Records

San Mateo County property record for 175 Orval Ave, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,730 sqft · built 2011
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Trust Names on File
Last Sale	$1,585,000 (Oct 2020)
Tax Bill	$22,618 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-223-120`

Property Details

APN / Parcel Number

Primary APN	`037-223-120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Family Room	Family Room

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	80 ft deep x 80 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	175 ORVAL AVE
City	MOSS BEACH
State	CA
Zip	94038-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 17 18 BLOCK 5 MARINE VIEW BEACH
Legal Subdivision	MARINE VIEW BEACH
Legal Block	5
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2030
Census Tract	613600

Owner

175 Orval Ave is held in a trust since March 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Intrafamily Transfer, Transfer
Oct 13, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Nov 15, 2017 · Amount on File
Deed Document Number	2020110057
Last Transfer Date	Mar 21, 2024
Transfer Doc	0000017356
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 3, 2024
Property Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756
Document Number	0000017356
Map Reference	MB 6 PG 69
Instrument Date	Mar 21, 2024
Instrument	2024-017356
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Oct 13, 2020
Property Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756
Document Number	0000110057
Map Reference	MB 6 PG 69
Instrument Date	Oct 6, 2020
Instrument	2020-110057
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756

Mortgage

Document Number	0000110058
Date	Oct 13, 2020
Instrument	2020-110058

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 12, 2018
Property Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756
Document Number	0000018081
Instrument Date	Feb 23, 2018
Instrument	18081
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	175 ORVAL AVE MOSS BEACH CA 940389756, MOSS BEACH, CA 94038-9756

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 15, 2017
Property Address	175 ORVAL AVE, MOSS BEACH, CA 94038-9756
Document Number	0000101704
Map Reference	MAP6 PG69
Instrument Date	Nov 6, 2017
Instrument	2017-101704
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	613 ARCADIA TER UNIT 105, 105, SUNNYVALE, CA 94085-2351

Mortgage

Document Number	0000101705
Date	Nov 15, 2017
Instrument	2017-101705

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Mortgage

Document Number	0000101706
Date	Nov 15, 2017
Instrument	2017-101706

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 175 Orval Ave was $22,618.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,749,963 (+2%) Land $812,601 Building $937,362
2025	$22,618.00	$1,715,651 Land $796,668 Building $918,983
2023	$20,636.00 (+0.86%)	$1,649,033 Land $765,734 Building $883,299	$1,482,390
2022	$20,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Orval Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Orval Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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