151 Orval Ave, Moss Beach, CA 94038 Property Records

San Mateo County property record for 151 Orval Ave, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,856 sqft · built 2002
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,000 (Jun 2003)
Tax Bill	$15,492 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-223-200`

Property Details

APN / Parcel Number

Primary APN	`037-223-200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	1,312 sqft
2nd Floor Area	1,544 sqft
Basement Area	410 sqft
Family Room	Family Room

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	80 ft deep x 62 ft wide
Garage Type	Basement
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	151 ORVAL AVE
City	MOSS BEACH
State	CA
Zip	94038-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 22 & NE 22.5 FT OF LOT 23 BLK 5
Legal Subdivision	MAP OF MARINE VIEW BEACH
Legal Block	5
Legal Lot Number	22,23
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2030
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	151 ORVAL AVE, MOSS BEACH, CA 94038-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2003 · Amount on Record
Deed Sale	Jun 5, 2003 · Amount on Record
Prior Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	2003153360
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	151 ORVAL AVE, MOSS BEACH, CA 94038-9756
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 ORVAL AVE, MOSS BEACH, CA 94038-9756

Mortgage

Document Number	0000132765
Date	Nov 23, 2020
Instrument	2020-132765

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	151 ORVAL AVE, MOSS BEACH, CA 94038-9756
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 ORVAL AVE, MOSS BEACH, CA 94038-9756

Mortgage

Document Number	0000010566
Date	Feb 4, 2022
Instrument	2022-010566

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,159,662 (+2%) Land $579,831 Building $579,831
2025	$15,492.00 (+9.72%) Homeowner's exemption	$1,136,924 (+4.04%) Land $568,462 Building $568,462
2023	$14,119.00 (+0.95%) Homeowner's exemption	$1,092,778 Land $546,389 Building $546,389	$1,391,040
2022	$13,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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