175 Nautical Dr, Sumter, SC 29150 Property Records

Sumter County property record for 175 Nautical Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,202 sqft · built 2018
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2022)
Tax Bill	$3,464 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`205-11-03-004`

Property Details

APN / Parcel Number

Primary APN	`205-11-03-004`
Alternative APN	`27486`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,202 sqft Living Area
1st Floor Area	2,135 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,522 sqft (0.539 acres)
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Patio Area	180 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	27486
Old Parcel Number	205 11 03 004
Street Address	175 NAUTICAL DR
City	SUMTER
State	SC
Zip	29150-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 .54 AC
Legal Subdivision	COVE SUB PH I
Legal Lot Number	56 54
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1047
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	175 NAUTICAL DR, SUMTER, SC 29150-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BK
Oct 1, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Jan 2, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Oct 1, 2019
Deed Document Number	0001298257
Deed Book / Page	1298 / 257
Record Updated	Jun 8, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Feb 16, 2022
Property Address	175 NAUTICAL DR, SUMTER, SC 29150-4401
Document Number	0012980257
Book / Page	1298 / 257
Map Reference	MB PB2007 PG 175
Instrument Date	Feb 10, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	175 NAUTICAL DR, SUMTER, SC 29150-4401

Mortgage

Document Number	0001298261
Date	Feb 16, 2022
Instrument	1298/261

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	175 NAUTICAL DR, SUMTER, SC 29150-4401
Document Number	0012732238
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 NAUTICAL DR SUMTER SC 291504401, SUMTER, SC 29150-4401

Mortgage

Document Number	0012732238
Date	Sep 2, 2020
Book Page	001273/002238

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 1, 2019
Property Address	175 NAUTICAL DR, SUMTER, SC 29150-4401
Document Number	0012602597
Book / Page	001260 / 002597
Instrument Date	Sep 30, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2432 SUMTER SC 291512432, SUMTER, SC 29151-2432

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Jan 2, 2018
Property Address	175 NAUTICAL DR, SUMTER, SC 29150-4401
Document Number	0012401068
Book / Page	001240 / 001068
Instrument Date	Dec 28, 2017
Transaction Type	Transfer
Record Updated	Jan 5, 2018

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 NAUTICAL DR SUMTER SC 29150, SUMTER, SC 29150

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,464.00 (+22.49%)	$18,290 (-0.05%) Land $2,200 Building $16,090	$457,393 (-) Land $55,000 Building $402,393
2023		$18,300 (+16.86%) Land $2,200 Building $16,100	$457,393 (+16.85%) Land $55,000 Building $402,393
2022	$2,828.00	$15,660 Land $2,200 Building $13,460	$391,451 Land $55,000 Building $336,451

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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