Sumter County property record for 145 Nautical Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,520 sqft · built 2018 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Jul 2025) |
| Tax Bill | $3,300 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-11-03-001 |
| Primary APN | 205-11-03-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,520 sqft Living Area |
| Gross Area | 5,302 sqft |
| 1st Floor Area | 2,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27483 |
|---|---|
| Street Address | 145 NAUTICAL DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-4401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 53 .41 AC |
| Legal Subdivision | COVE SUB PH I |
| Legal Lot Number | 53 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 1701 |
Source: Sumter County records · APN 205-11-03-001
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 28, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Nov 08, 2021 | Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Aug 31, 2018 | Grant Deed, Subdivision Related Transfer · Conventional with PMI QUICKEN LNS |
| Aug 30, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on Record |
| Deed Sale | Jul 28, 2025 · Amount on Record |
| Prior Sale | Nov 08, 2021 · Amount on Record |
| Deed Book / Page | 1342 / 5195 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jul 28, 2025 |
| Property Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0013425195 |
| Book / Page | 1342 / 5195 |
| Map Reference | MB PB 2007 PG 175 |
| Instrument Date | Jul 23, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,521.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0013425201 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 1342/5201 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 08, 2021 |
| Property Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0012935332 |
| Book / Page | 1293 / 5332 |
| Map Reference | MB PB2007 PG 175 |
| Instrument Date | Nov 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0012935338 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 1293/5338 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0012681584 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 NAUTICAL DR SUMTER SC 291504401, SUMTER, SC 29150-4401 |
| Document Number | 0012681584 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 001268/001584 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Aug 31, 2018 |
| Property Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0012475887 |
| Book / Page | 001247 / 005887 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.62 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 NAUTICAL DR SUMTER SC 291504401, SUMTER, SC 29150-4401 |
| Document Number | 12475894 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 001247/005894 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 145 NAUTICAL DR, SUMTER, SC 29150-4401 |
| Document Number | 0012481507 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 NAUTICAL DR SUMTER SC 291504401, SUMTER, SC 29150-4401 |
| Document Number | 0012481507 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 001248/001507 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 09, 2048 |
Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,300.00 (+4.73%) | $18,430 (+0.05%) Land $2,200 Building $16,230 | $460,553 (-) Land $55,000 Building $405,553 |
| 2023 | $3,151.00 (-4.98%) | $18,420 (-) Land $2,200 Building $16,220 | $460,553 (-) Land $55,000 Building $405,553 |
| 2022 | $3,316.00 | $18,420 Land $2,200 Building $16,220 | $460,553 Land $55,000 Building $405,553 |
Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 12 (2015–2020) |
| Claims Outside the SFHA | 9 of 12 |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Farmers Telephone Cooperative, Inc. (SC).
Based on FCC filings for 97 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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