175 N Ridge Rd E, Lorain, OH 44055 Property Records

Lorain County property record for 175 N Ridge Rd E, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage1,895 sqft Living Area
Lot Size25,265 sqft (0.58 acres)
OccupancyOwner Occupied
Last Sale$185,000 (2023)
Tax Bill$951.00 (2025)

Owner

Source: Lorain County records · APN 03-00-113-103-005

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address175 N RIDGE RD E, LORAIN, OH 44055-3030
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Fiduciary Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Oct 27, 2017Deed of Trust, Mortgage
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2023 · Amount on Record
Deed SaleApr 28, 2023 · Amount on Record
Prior SaleFeb 29, 2012
Deed Doc Number2023002064
Record RefreshedJun 08, 2026

April 2023: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLORAIN OH
Recording DateApr 28, 2023
Property Address175 N RIDGE RD E, LORAIN, OH 44055-3030
Document Number0000914037
Instrument DateApr 25, 2023
Instrument2023-0914037
Transaction TypeTransfer
Record UpdatedMay 08, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address175 N RIDGE RD E, LORAIN, OH 44055-3030

Mortgage

Document Number0000914363
DateMay 02, 2023
Instrument2023-0914363
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address175 N RIDGE RD E, LORAIN, OH 44055-3030
Document Number0000650179
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedDec 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 N RIDGE RD E LORAIN OH 440553030, LORAIN, OH 44055-3030

Mortgage

Document Number0000650179
DateNov 01, 2017
Instrument650179
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2047

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionSheffield Township
Unified School DistrictClearview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$951.00 (-57.66%)$63,410 (+51.37%) Land $9,870 Building $53,540$181,180 (+51.37%) Land $28,200 Building $152,980
2023$2,246.00 (-2.56%)$41,892 (-0.02%) Land $9,667 Building $32,225$119,690 (-) Land $27,620 Building $92,070
2022$2,305.00$41,900 Land $9,670 Building $32,230
2021$119,690 Land $27,620 Building $92,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 2% of the US · above 10% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-113-103-005

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area1,895 sqft Living Area
1st Floor1,895 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeRaised Foundation
Lot Area25,265 sqft (0.58 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area598 sqft Garage

Exterior Amenities

Deck Area366 sqft Deck
Patio Area366 sqft Patio
PorchOpen Porch
Porch Area95 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address175 N RIDGE RD E
CityLORAIN
StateOH
Zip44055-3030
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description61-03-113A -100-00
Legal SubdivisionSHEFFIELD
Legal Block103
Legal Lot Number113
JurisdictionLORAIN OH
Minor Civil DivisionSHEFFIELD
Census Blockgroup2
Census Block2011
Census Tract24000

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