175 McDowell St, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 175 McDowell St, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,917 sqft · built 1985
Lot Size	0.627 acres (27,312 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`19-2S-20-33090-000-0090`

Property Details

APN / Parcel Number

Primary APN	`19-2S-20-33090-000-0090`
Alternative APNs	`19-220-33090-000-0090` `1032871`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	4,203 sqft
1st Floor Area	1,917 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	27,312 sqft (0.627 acres)
Lot Dimensions	222 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	1,082 sqft
Patio Area	396 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 MCDOWELL ST
City	SANTA ROSA BEACH
State	FL
Zip	32459-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BYHEWE
Legal Description	LONG DESC IN LOT 42 AS REC IN OR 674-169 BEING LOTS 8 & 9 LAS RABLES GRANDE S/D UNRECD LOT 8: COM AT SW/C OF GOVT LOT 42 S.R.P. N 140FT, E 539FT, N 43 FT TO N BDRY OF RD BEING POB, N 147FT TO N BDRY LOT 42, E 218 FT ALONG N BDRY TO SHORE OF HEWETT BA
Legal Range	020
Legal Township	02S
Legal Section	19
Legal Subdivision	LAS RABLES GRANDE S/D
Legal Lot Number	42
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2003
Census Tract	950604

Owner

Source: Walton County records · APN 19-2S-20-33090-000-0090

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	175 MCDOWELL ST, SANTA ROSA BEACH, FL 32459-3169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Feb 27, 2018
Transfer Doc	0030664949
Record Updated	Jun 08, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Mar 02, 2018
Property Address	175 MCDOWELL ST, SANTA ROSA BEACH, FL 32459-3169
Document Number	0030664949
Book / Page	003066 / 004949
Instrument Date	Feb 27, 2018
Instrument	6859
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	172 MCDOWELL ST SANTA ROSA BEACH FL 32459, SANTA ROSA BEACH, FL 32459

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (+2.21%) Homeowner's exemption	$223,063 (-66.33%)	$890,263 (+34.36%) Land $540,000 Building $350,263
2024	$1,630.00 (+4.22%)
2023	$1,564.00 (+1.62%) Homeowner's exemption	$662,594 (+0.9%) Land $303,108 Building $359,486	$662,594 (+0.9%) Land $303,108 Building $359,486
2022	$1,539.00 Homeowner's exemption	$656,709 Land $336,450 Building $320,259	$656,709 Land $336,450 Building $320,259

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 193 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	193 in force
Nearby Flood Claims	3 (2020–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: Wildstar Networks.

Based on FCC filings for 115 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.